RBL Bank Monthly Treats Credit Card

  • Joining Fee: Monthly fee of Rs. 50 + GST
  • Renewal Fee: Rs 50 + GST (per month)
  • Best Suited For: Dining
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

With the RBL Bank Monthly Treats credit card, the bank targets millennials and rewards according to their requirements. The card comes with a monthly membership fee of Rs. 50, which can be waived off if you spend Rs. 3,000 or more in the previous month. As a Monthly Treats credit cardholder, you can earn upto 2 reward points on every spend of Rs. 100 and redeem these reward points against several options of your choice. Moreover, you can earn a 10% cashback on Groceries, Swiggy, BookMyShow, utility bill payments, etc, on the basis of your monthly spends. You can also save on your fuel transactions by getting the 1% fuel surcharge waived off at all fuel stations across the country. Read below to know more in detail about this credit card.

New Features

Spend Based Waiver

A spend-based waiver on the monthly fee of Rs. 50 on annual spending of Rs. 3,000 or more.


Interest Rates

3.99% per month  (47.88% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request.


Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 4,000

Foreign Currency Markup

3.5% on the conversion amount


Cash Advance Charges

2.5% on withdrawal amount subject to a minimum charge of Rs. 300

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

You get 2 reward points on every Rs 100 spent on online purchases and 1 reward point on every Rs. 100 spent on offline purchases.


Golf

NA


Insurance Benefits

NA

Reward Redemption

Reward points can be redeemed at www.rblrewards.com for exciting rewards and offer on your air travels, hotel bookings, and much more. 1 RP = Re. 0.25.


Domestic Lounge Access

NA


Zero Liability Protection

You won’t be liable for any fraudulent transactions made on your card post reporting the loss to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Canara Bank Visa Classic/MasterCard Standard Credit Card

Canara Bank, being a popular and trusted bank in India, also offers great credit card services to its customers. One of the most basic yet advantageous cards issued by the Canara Bank is the Canara Bank Visa Classic/MasterCard Standard Credit Card. As suggested by its name, it comes in two variants namely Visa Classic and MasterCard Standard, but the features of both the variants are exactly the same. This card comes with a zero annual fee and hence is a choice for thousands of people who want to start their credit journey with a basic lifetime free card. The card is very similar to the Canara Bank RuPay Select Credit Card, which is also a zero annual fee credit card and offers a similar reward rate. With this card, you can earn 2 Reward Points on every Rs. 100 you spend. Moreover, the Visa Classic/MasterCard Standard Credit Card also provides you with some complimentary insurance covers. For further information regarding this card, its features, and fees & charges, keep reading:

View More
Add to Compare

MakeMyTrip ICICI Bank Platinum Credit Card

MakeMyTrip ICICI Bank Platinum Credit Card is a co-branded travel credit card issued by the ICICI Bank, just like the Yatra SBI Credit Card issued by SBI. The MakeMyTrip ICICI Platinum Card comes with a joining fee of Rs. 500, but you need not pay any annual renewal fee for the card. The reward points earned on the MakeMyTrip Platinum Credit Card are directly transferred to your MakeMyTrip wallet as My Cash which can be redeemed for various travel expenses like hotel reservations, flight bookings, car rentals, etc. on MakeMyTrip. Read on to learn more about this co-branded travel credit card by ICICI and MakeMyTrip.

View More
Add to Compare

Kotak Essentia Platinum Credit Card

The Essentia Platinum card by Kotak Mahindra bank is one of the entry-level credit cards. Still, it can be very rewarding if it fits your spending habits and used the right way. There is no other credit card in the Indian market that is more rewarding as far as grocery and essential spends are concerned. If that is how you’re gonna use your card, just close your eyes and sign up for this Essentia Platinum credit card; you certainly can not go wrong with this one. The card gives you a 10% return on grocery spends as Saving Points which can be redeemed at Kotak Rewards portal or used as cash at partner merchants (one saving point is equivalent to Re. 1). Doesn’t it sound cool to earn Saving Points for grocery spends and redeem them for a flight ticket on your next vacation!

View More