Axis Bank Neo Credit Card

Joining Fee: Rs. 250 + GST
Renewal Fee: Rs. 250 + GST
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Get 100% cashback up to Rs. 300 on your first utility bill payment within 30 days of getting the card.

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In this new era of influencers who love to shop, Axis Bank offers an entry-level credit card that fits their needs. Axis Bank Neo Credit Card is the one that is provided by the bank, which offers various discounts, cash-back, and reward points on shopping. It is considered one of the best credit cards for millennials to go for. The joining fee for this card is Rs. 250 only. Other than the regular Edge Reward Points on all your spends, you get exciting discounts on partner brands, including Zomato, Myntra, and Paytm. Talking about the entertainment benefits, you get 10% off with BookMyShow while booking movies with this card. The additional benefits of this card include a 1% fuel surcharge waiver, exciting discount offers or partner brands, and many more. To know more about the features of the Axis Bank Neo credit card, read the detailed information given below.

New Features

Spend Based Waiver

Interest Rates

3.6% per month (52.86 per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 – Rs. 4000.

Foreign Currency Markup

3.5% on all foreign currency transactions

Cash Advance Charges

2.50% or a minimum of Rs. 500

Movie & Dining

You get 10% off on booking movie tickets on BookMyShow and 40% off food delivery while ordering with Zomato.

Travel

International Lounge Access

Rewards Rate

Earn 1 EDGE REWARD point on every Rs. 200 spent.

Golf

Insurance Benefits

Reward Redemption

The Edge Rewards can be redeemed against an array of categories at the Edge Rewards Website at a rate of 1 Edge RP = Re. 0.20.

Domestic Lounge Access

Zero Liability Protection

It provides protection against any misuse of the card or the loss of the card if the card is reported lost/stolen to the bank in a timely manner.

Pros

On a spend of Rs. 200, you would earn 1 Edge Point Reward, which can be later redeemed. Get 10% off while booking movies with BookMyShow.

Cons

There are no insurance benefits provided with this card. You can’t access international or domestic lounges at airports in India with the Axis Bank Neo Credit Card.

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