IndusInd Bank Indulge Credit Card

Joining Fee: Rs. 2,00,000 (no annual fee applicable) or Rs. 1,00,000 (Rs. 10,000 annual fee applicable in this case)
Renewal Fee: Rs. 10,000 (if Rs. 1,00,000 paid as joining fee) or Nil (if Rs. 2,00,000 paid as joining fee)
Best Suited For: Travel | Dining | Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

The IndusInd Bank Indulge Credit Card is one of the top-end offerings by the IndusInd Bank. It is a Visa credit card targeted at HNIs (high net-worth individuals). With an inlay of pure 22K gold and a glossy reflective finish, the card feels really premium to hold. While aesthetics is certainly a distinguishing feature of the card, the card also offers real value for money with privileges including a complimentary Priority Pass membership (with unlimited complimentary lounge visits), 24×7 concierge service, air accident cover (worth Rs. 2.5 crores), and many other premium benefits. Another unique feature of this card is that it has no pre-set credit limit, as the base limit on the revolving credit is quite flexible. You can also save a lot on your international transactions as it comes with a low foreign currency markup fee of 1.8%. In this post, we have discussed in detail all the features, benefits, and rewards that you get with the IndusInd Bank Indulge credit card. Read on to learn more about this premium offering by the IndusInd bank.

New Features

Spend Based Waiver

Annual fee waived on expenditure of more than Rs. 20,00,000 in the preceding year

Interest Rates

1.79% per month (or 21.48% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% fuel surcharge is waived for transactions between Rs. 400 and Rs, 4,000.

Foreign Currency Markup

1.8% + GST

Cash Advance Charges

2.5% (subject to a minimum amount of Rs. 300)

Movie & Dining

Buy One Get One ticket offer on BookMyShow (max transaction capped at Rs. 700 and max 3 free tickets/month)

Travel

Reward Points redeemable against AirMiles, complimentary Priority Pass membership with 2 complimentary international lounge access per quarter, 6 complimentary domestic lounge access per quarter under the Visa Lounge program

International Lounge Access

Unlimited complimentary international lounge access using Priority Pass

Rewards Rate

1.5 Reward Points for every Rs. 100 spent using the card

Golf

Unlimited complimentary golf games/lessons at some of the premium golf destinations in the country

Insurance Benefits

Personal air-accident insurance worth Rs. 2.5 crores

Reward Redemption

Reward Points redeemable against AirMiles, Cash Credit or IndusMoments

Domestic Lounge Access

6 complimentary domestic lounge access per quarter under the Visa Lounge program

Zero Liability Protection

Zero liability protection from 48 hours prior to the time of reporting the loss of card

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

SBI Card PULSE

The SBI Card Pulse is a newly launched Credit Card that aims at providing its cardholders with exclusive health benefits so that they can manage both their health and wealth together. It is issued with a joining fee of Rs. 1,500 and offers an exclusive complimentary smartwatch worth Rs. 5,999 as a welcome gift. Also, you get complimentary Fitpass Pro & Netmeds First membership that gets renewed every year when you pay the annual fee. Coming to the reward program, you earn 2 Reward Points for every Rs. 100 spent and 5x Reward Points on a few selected categories. The Reward Points earned are redeemable against a collection of categories and even against your statement balance. Other than the health benefits, the card comes with exciting travel privileges. You get complimentary domestic airport lounge access and free Priority Pass membership for the first two years. On achieving the spend milestone, you get an e-gift voucher of Rs. 1,500 and you can also get the renewal membership fee waived upon reach the spend milestone. The card also offers air accident insurance cover, travel insurance cover, zero liability protection, fuel surcharge waiver, etc. To get detailed information about the features of this card, refer to our SBI Pulse Credit Card review.

Add to Compare

LIC Platinum Credit Card

LIC Platinum credit card is a co-branded Visa card launched in partnership with Axis bank. You get charged with no joining fee or renewal fee using the LIC Platinum credit card. The customers can get 2 reward points for every Rs 100 spent on LIC premium payments and international spending. In addition to this, You can earn 1 reward point for every Rs 100 spent across multiple categories except e-wallet loading, fuel transactions, and EMI transactions. Furthermore, you also get complimentary lost liability cover, personal accident cover, and air accidental insurance cover using this credit card. Read Below to know more about Axis Bank LIC Platinum credit card’s features and offers.

Add to Compare

Axis Bank Neo Credit Card

In this new era of influencers who love to shop, Axis Bank offers an entry-level credit card that fits their needs. Axis Bank Neo Credit Card is the one that is provided by the bank, which offers various discounts, cash-back, and reward points on shopping. It is considered one of the best credit cards for millennials to go for. The joining fee for this card is Rs. 250 only. Other than the regular Edge Reward Points on all your spends, you get exciting discounts on partner brands, including Zomato, Myntra, and Paytm. Talking about the entertainment benefits, you get 10% off with BookMyShow while booking movies with this card. The additional benefits of this card include a 1% fuel surcharge waiver, exciting discount offers or partner brands, and many more. To know more about the features of the Axis Bank Neo credit card, read the detailed information given below.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all