LIC Platinum Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

LIC Platinum credit card is a co-branded Visa card launched in partnership with Axis bank. You get charged with no joining fee or renewal fee using the LIC Platinum credit card. The customers can get 2 reward points for every Rs 100 spent on LIC premium payments and international spending. In addition to this,  You can earn 1 reward point for every Rs 100 spent across multiple categories except e-wallet loading, fuel transactions, and EMI transactions. Furthermore, you also get complimentary lost liability cover, personal accident cover, and air accidental insurance cover using this credit card. Read Below to know more about Axis Bank LIC Platinum credit card’s features and offers.

New Features

Spend Based Waiver

NA


Interest Rates

3.6% per month ( 52.86% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs 30 per redemption request


Fuel Surcharge

1% fuel surcharge waiver on all transactions across all fuel stations

Foreign Currency Markup

3.5% on the conversion amount.


Cash Advance Charges

2.5% on the withdrawal amount subject to the minimum amount of Rs 500.

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

2 Reward Points for every Rs 100 spent on LIC Premium payment and international spends and 1 Reward Point for every Rs 100 spent on other categories.


Golf

NA


Insurance Benefits

You also get personal accidental insurance and air accidental insurance worth Rs 3 Lakh and 1 crore.

Reward Redemption

Redeem the reward points accumulated on your LIC Platinum credit card against the reward catalog as per the conversion rates applicable.


Domestic Lounge Access

NA


Zero Liability Protection

Lost card liability cover upto the credit limit

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Parakram Credit Card

The ICICI Bank has launched two new cards dedicated solely to the benefit of Defence Personnel. These cards are ICICI Bank Parakram Credit Card and  railway lounges. While talking about ICICI Bank Parakram Credit Card, this credit card has exclusive rewarding features. There are marvelous benefits of holding these cards which also include the specialized reward plan where you can earn 5 reward points in selected categories. The primary cardholder is also entitled to Personal Accident Insurance of Rs. 2 Lakh along with an Air Accident Cover of Rs. 20 Lakhs. The benefit of culinary treats is an add-on by the ICICI Bank Culinary Treats Program. To protect the card from any fraud, counterfeiting, and duplication, there is an extra layer of security added to the microchip present in the card. This card offers you rewards on multiple platforms and also the opportunity to get value back on your every other purchase. Since the card is specifically designed to fulfill the needs of defence personnel, you get 5X reward points on your purchases with Canteen Store Departments as well. The best feature of this credit card is the complimentary railway lounge access it provides. This feature will surely make the journey of many soldiers easier while they will travel to report for their post. Have a thorough look at the credit card by ICICI bank especially designed for the defence people –

View More
Add to Compare

AU Bank Zenith+ Credit Card

AU Bank has launched another card in the premium category, the AU Bank Zenith Plus Credit Card, which comes at a joining fee of Rs. 4999 plus taxes. It is perfect for people who frequently travel and make maximum spends with their credit card. As a welcome benefit, you get Rs. 5000 worth of gift vouchers from Taj Hotels, Michael Kors, Tata Cliq and other luxury brands. The reward rate on the card is decent, where you can earn 2 RPs per Rs. 100 spent on dining, international, and travel spends, and 1 RP per Rs. 100 spent elsewhere. You can even get a complimentary Taj Epicure Membership on spending Rs. 12 Lakhs in the year. Moreover, you get 16 complimentary domestic and international lounge access, complimentary golf rounds, and complimentary BOGO movie tickets with the card. Another great feature is the low 0.99% forex markup fee on the card which is great for those who regularly make foreign currency spends with the card. Read on to learn more about the AU Bank Zenith+ Credit Card.

View More
Add to Compare

Emirates Skywards ICICI Bank Rubyx Credit Card

The ICICI Bank has recently launched three co-branded travel credit cards in partnership with the exclusive Emirates Airlines. The Emirates Skywards ICICI Bank Rubyx Credit Card is the most basic card out of the three, the Emirates ICICI Bank Emeralde Card being the most premium one. The Rubyx variant comes with a nominal joining and annual fee of Rs. 1,000 and is targeted at individuals who travel frequently via Emirates airlines and want to have an affordable credit card with maximum travel benefits for them. This card rewards you in the form of Skyward Miles and you can up to 1.5 Miles on every Rs. 100 you spend and redeem these miles against various options available on the Emirates Skywards website. Talking about its other travel benefits, the cardholders get complimentary domestic lounge access every quarter on achieving the quarterly spend milestone. Moreover, you also get complimentary Dreamfolks membership, which can be used to access various domestic as well as international airport lounges worldwide. The Emirates ICICI Bank Rubyx Credit Card has several other benefits. To know all of them, keep reading the article:  

View More