Bank of Baroda ICSI Diamond Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get free Fit Pass Pro membership for 6 months and 1,000 bonus Reward Points.
Add to Compare

Like the ICAI BoB Exclusive Credit Card for ICAI members, the Bank of Baroda also offers the ICSI Diamond Credit Card exclusively for ICSI members. It is a lifetime free card that comes with various exciting benefits across different categories. You get the welcome gift of complimentary FitPass pro membership and 1,000 bonus Reward points. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the cardholders get an opportunity to earn 999 bonus Rewards every month. Other than this, you can earn 3,999 bonus Reward Points every quarter on achieving the spending milestone. Talking about its travel benefits, you get complimentary airport lounge access every year and free air accident insurance coverage as well. Moreover, the reduced forex markup fee of 2% makes it card a suitable card for international transactions. Other benefits of this card include a fuel surcharge waiver, zero liability protection, and many more. For more information about the BoB ICSI Diamond Credit Card, keep reading:

New Features

Spend Based Waiver

NA


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel spends between Rs. 400 and Rs. 5,000

Foreign Currency Markup

2% of the total transaction amount


Cash Advance Charges

2.5% (3% at international ATMs) of the withdrawn amount, subject to a minimum of Rs. 300.

Movie & Dining

NA


Travel

Get free domestic lounge access every year


International Lounge Access

NA

Rewards Rate

1 Reward Point on every spend of Rs. 100 and 5x Rewards on utility bills, dining, and online purchases.


Golf

NA


Insurance Benefits

Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Reward Redemption

The earned rewards can be redeemed against cashback at a rate of 1 Reward point = Re. 0.25.


Domestic Lounge Access

Get 12 complimentary domestic lounge access every year (3 per quarter)


Zero Liability Protection

The cardholders get a zero liability protection against a lost or stolen card if they report the loss to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IDFC HPCL FIRST Power Credit Card

IDFC Bank recently launched its first co-branded credit card with HPCL, the FIRST Power credit card. This RuPay credit card is in association with HPCL, which allows users to save Rs. 7000 every year and almost 65 litres of fuel every year. Cardholders can enjoy fuel benefits by paying at more than 20,000 HPCL outlets through the HP Pay App, along with a host of other lifestyle privileges. Also, as an introductory offer, the card comes with a zero joining fee till 30th April 2023, and you get welcome benefits up to Rs. 1400 with the card. You earn reward points on fuel, grocery, utility, and other retail spends that do not expire ever and can be used to redeem for a host of stuff. You can even benefit from dynamic interest rates beginning at 9% per annum and get reward points whenever you refer a friend for the credit card and the card gets set up. Read on to learn more about this credit card.

View More
Add to Compare

HDFC Bank Regalia First Credit Card

HDFC’s Regalia Credit card range is one of the most sought-after and best credit cards in its lineup. One such offering is the Regalia First Credit Card, which offers various travel benefits and lifestyle privileges. It offers Reward Points on every purchase, whether it is a retail purchase or paying utility bills or rent. Apart from Reward Points, it offers a premium travelling experience, allowing the user to access some of the most luxurious Airport lounges every year across the globe using Priority Pass. Not only this, but you can also avail of exciting dining benefits with the Good Food Trail Program. Bonus rewards of up to 8,500 reward points can be earned every year under the renewal and milestone benefits of the card. Also, the credit card’s annual fee is eligible for a waiver based on your annual spends in the previous year. To know more about this credit card, look at its detailed specifications.

View More
Add to Compare

IndianOil RBL Bank Credit Card

The IndianOil RBL Bank Credit Card is a co-branded offering from RBL Bank and IndianOil, tailored for individuals who frequently purchase fuel at IndianOil outlets. Cardholders earn 10 Fuel Points for every ₹100 spent at IndianOil fuel stations, with a monthly cap of 1,000 Fuel Points, translating to savings of up to ₹500 per month. Other eligible purchases earn 1 Fuel Point per ₹100 spent. Each Fuel Point is equivalent to ₹0.50 when redeemed at IndianOil stations. Additional benefits include a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹100 per month. The card has an annual fee of ₹500, which is waived upon annual spends of ₹1.75 lakh or more.

View More