Uni Pay 1/3rd Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Complimentary chocolate bar, mask, and a baggage tag provided in the welcome kit

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Uni Pay 1/3rd Card is a Pay Later Card that allows you to split your monthly spends into three equal installments to be paid over the next three months. Uni Card is although not a traditional credit card, it works very much like credit cards as you get a monthly credit limit against a line of credit. The key difference between a traditional credit card and Uni Card for the end-user is, while credit cards require you to pay the entire amount due within the grace period (usually 15-20 days post the end of the monthly payment cycle), Uni Card allows you to split your repayment amount into three equal installments. Uni Card is issued by Uniorbit Technologies on the Visa payment platform in partnership with its banking partners RBL Bank and SBM Bank and NBFC partner Liquidoans. Uni Card is accepted by 99.9% of the merchants that accept Visa credit/debit cards. Read on to learn more about the Uni Pay 1/3rd Card.

New Features

Spend Based Waiver

N/A

Interest Rates

No interest rate. Late fee applicable as per the stipulated slab.

Add-on Card Fee

No add-on card allowed

Rewards Redemption Fee

Nil

Fuel Surcharge

As charged by the merchant

Foreign Currency Markup

International transactions not allowed

Cash Advance Charges

Cash withdrawal not allowed

Movie & Dining

N/A

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1% Cashback on making the full payment in a single installment

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

N/A

Domestic Lounge Access

N/A

Zero Liability Protection

N/A

Pros

No data available

Cons

No data available

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