IDFC FIRST Millennia Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 5% cashback on first EMI spend up to Rs. 1000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 15,000 inside 90 days of card generation

Apply Now

Add to Compare

If you are looking for an entry-level card, IDFC’s FIRST Millennia credit card is the right choice. This is a reward points-based credit card with a decent rewards program. It offers up to 10x Non-Expiring Reward points, which can be redeemed at any point in time. This card provides reward points for online as well as offline spending. Moreover, if someone is fond of travelling via trains, then this card provides complimentary Railway Lounge access four times a quarter, making your travelling experience a lot more luxurious. Other card benefits include a discount of up to 25% on movies, up to 20% off on dining, complimentary roadside assistance, and many more. Plus, it is a lifetime free, i.e., no annual fee credit card, which means you don’t have to pay a single penny till the time you are using this amazing card. Read on to learn more about the IDFC FIRST Millennia Credit Card:

New Features

Spend Based Waiver

Interest Rates

Add-on Card Fee

With this card, you get complimentary railway lounge access which is highly beneficial for domestic travellers who prefer to travel by railways. This card has a great advantage as it is a lifetime free card.

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Cash Advance Charges

Movie & Dining

Up to 20% discount on more than 1,500 Restaurants across India. Avail 25% discount on movie tickets once a month on the Paytm app (up to Rs. 100).

Travel

International Lounge Access

Rewards Rate

3 Reward Points on each offline spend of Rs. 150, 6 RPs per online spend of Rs. 150, and 10 Rewards on every Rs. 150 on spends above Rs. 20,000.

Golf

Insurance Benefits

Reward Redemption

Domestic Lounge Access

Zero Liability Protection

Pros

You won’t be provided with any domestic or international lounge access with the IDFC First Millennia Credit Card. There is a reward redemption fee of Rs. 99 with this card.

Cons

No data available

Similar Cards

Add to Compare

HSBC Smart Value Credit Card

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value card, and its fees & charges, go through the complete article:

Add to Compare

Paytm HDFC Bank Business Credit Card

Paytm HDFC Bank Business Credit Card is a Co-Branded card business card by HDFC Bank in partnership with Paytm made exclusively for Paytm customers. The card is also best suited for business professionals who can get quick loans for their businesses at Low-cost EMI options. HDFC Bank also offers two personal credit cards named Paytm HDFC Bank Credit Card and Paytm HDFC Bank Credit Card Select in partnership with Paytm. Paytm HDFC Bank Business Credit Card comes with an annual fee of Rs. 500 and the renewal fees of Rs. 500 as well. The card is best known for its cashback on all purchases in Paytm Mall and 3% cashback on monthly bill payments. The card offers free Paytm First Membership and milestone benefits of up to Rs.500 worth Gift Voucher on spends of Rs.1 Lac in a year (Non-EMI Spends). The card appears to be a small version of Paytm HDFC Bank Select Business Credit Card with small benefits but also lesser annual charges. We are here with a detailed review of this credit card. Keep reading for more information:

Add to Compare

Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card is the most premium offering by the bank. It is a super premium credit card and offers an effective reward rate of 1.5% on domestic spends and 2x reward points on international transactions made with the card. It is a Reward Points-based card- you earn Axis Bank Edge Reward Points on all spends made with Axis Bank Reserve Credit Card. Since it is a super-premium credit card, apart from the Reward Points benefit, the card comes packed with a plethora of value-added privileges like complimentary domestic and international airport lounge access, membership of hotel loyalty programs like ITC Culinaire, Accor plus & Club Marriott, membership of dining programs like Eazydiner Prime and many other add-on benefits. Read on to learn more about Axis Bank Reserve Credit Card.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all