HDFC Bank Easy EMI Credit Card

Joining Fee: Rs. 500 + GST
Renewal Fee: Rs. 500 + GST
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 500 cash points on the payment of the membership fee

Apply Now

Add to Compare

The HDFC Bank EasyEMI Credit Card is designed to simplify large purchases by automatically converting transactions over ₹10,000 into 9-month EMIs, excluding gold, jewelry, and fuel purchases. Cardholders earn 5% cashback on Amazon, Flipkart, and flight and hotel bookings made via PayZapp and SmartBuy, with a minimum transaction of ₹2,000. Additional cashback rates include 2.5% on other online spends (minimum ₹2,000) and 1% on offline spends and wallet reloads (minimum ₹100). The card offers a welcome benefit of 500 Cash Points upon payment of the ₹500 membership fee. Spending ₹20,000 within the first 90 days waives the first-year fee, and spending ₹50,000 in the first year waives the renewal fee. Cash Points are valid for one year and can be redeemed against the statement balance or for travel benefits through the SmartBuy Rewards Portal. Please note, as of now, HDFC Bank is not accepting new applications for the EasyEMI Credit Card; however, existing cardholders can continue to enjoy its features and benefits.

New Features

Spend Based Waiver

Interest Rates

Add-on Card Fee

Rewards Redemption Fee

Rs. 99 + GST.

Fuel Surcharge

1% fuel surcharge is waived off on all the fuel transactions with a minimum transaction of Rs.400

Foreign Currency Markup

Cash Advance Charges

Movie & Dining

Travel

International Lounge Access

Rewards Rate

Golf

Insurance Benefits

Reward Redemption

Domestic Lounge Access

Zero Liability Protection

Pros

Earn 5% cashback on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy (minimum transaction size of Rs. 1,000). 2.5% CashBack on all online spend (minimum transaction size of Rs.2000, maximum CashBack = Rs.750 / calendar month). 1% CashBack on all offline spends and Wallet reloads (Minimum transaction size of Rs.100, maximum CashBack = Rs.750 / calendar month)

Cons

No data available

Similar Cards

Add to Compare

MakeMyTrip ICICI Bank Platinum Credit Card

MakeMyTrip ICICI Bank Platinum Credit Card is a co-branded travel credit card issued by the ICICI Bank, just like the Yatra SBI Credit Card issued by SBI. The MakeMyTrip ICICI Platinum Card comes with a joining fee of Rs. 500, but you need not pay any annual renewal fee for the card. The reward points earned on the MakeMyTrip Platinum Credit Card are directly transferred to your MakeMyTrip wallet as My Cash which can be redeemed for various travel expenses like hotel reservations, flight bookings, car rentals, etc. on MakeMyTrip. Read on to learn more about this co-branded travel credit card by ICICI and MakeMyTrip.

Add to Compare

SBI Tata Platinum Card

SBI TATA Platinum Card is a co-branded car launched by SBI Card in collaboration with TATA Capital. On this card, you get upto 3 reward points on every Rs 100 spent on Dining, Departmental & Grocery shopping, and International spends. You get 1 empower point on every Rs 100 spent on other retail outlets and 1 empower point on every Rs 100 spent in other retail stores. You get upto 8 complimentary domestic lounges every year at select airports. Furthermore, you can enjoy an e-Gift voucher worth Rs 3,000 on annual spending of Rs 4 lakh and 5 lakhs. What do you think about this card? Do let us know in the comments.

Add to Compare

SBI Card PULSE

The SBI Card Pulse is a newly launched Credit Card that aims at providing its cardholders with exclusive health benefits so that they can manage both their health and wealth together. It is issued with a joining fee of Rs. 1,500 and offers an exclusive complimentary smartwatch worth Rs. 5,999 as a welcome gift. Also, you get complimentary Fitpass Pro & Netmeds First membership that gets renewed every year when you pay the annual fee. Coming to the reward program, you earn 2 Reward Points for every Rs. 100 spent and 5x Reward Points on a few selected categories. The Reward Points earned are redeemable against a collection of categories and even against your statement balance. Other than the health benefits, the card comes with exciting travel privileges. You get complimentary domestic airport lounge access and free Priority Pass membership for the first two years. On achieving the spend milestone, you get an e-gift voucher of Rs. 1,500 and you can also get the renewal membership fee waived upon reach the spend milestone. The card also offers air accident insurance cover, travel insurance cover, zero liability protection, fuel surcharge waiver, etc. To get detailed information about the features of this card, refer to our SBI Pulse Credit Card review.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all