YES ACE Credit Card

Joining Fee: Rs. 499 + GST
Renewal Fee: Rs. 499 + GST
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Rs. 500 Amazon Voucher on a Spend of Rs. 1000 Within 30 Days of Card Issuance

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The YES BANK ACE Credit Card is an entry-level card designed to reward users for everyday spending, particularly on online shopping. Cardholders earn 8 YES Rewardz Points per ₹200 spent on online purchases (up to 5,000 points per month), 4 points per ₹200 on offline shopping, and 2 points per ₹200 on select categories such as utility payments and education. The card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹125 per month. It also provides insurance benefits, including a credit shield of ₹1 lakh and purchase protection up to ₹50,000 for six months on accidental damage or burglary of electronics purchased online. The joining fee is ₹499, which is reversed upon spending ₹5,000 within 30 days of card setup; the renewal fee of ₹499 is waived on annual spends of ₹50,000 or more. Additionally, the card features a competitive foreign currency markup fee of 2.75%, making it advantageous for international travelers. These features make the YES BANK ACE Credit Card a compelling choice for individuals seeking to maximize rewards on their daily expenditures.

New Features

Spend Based Waiver

Interest Rates

Add-on Card Fee

Rewards Redemption Fee

Fuel Surcharge

1% fuel surcharge is waived off across all fuel stations in India.

Foreign Currency Markup

Cash Advance Charges

Movie & Dining

Travel

International Lounge Access

Rewards Rate

Golf

Insurance Benefits

Reward Redemption

Domestic Lounge Access

Zero Liability Protection

Pros

Waiver of joining and renewal fees on reaching milestone benefits.

Cons

No international or domestic lounge access is provided with this card. You won’t get any movie benefits along with this card.

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