ICAI Exclusive BOBCARD Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Complimentary Fit Pass Pro Membership for 6 Months and 500 Bonus Reward Points
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BOBCARD, along with offering several credit cards exclusively for the Indian defense personnel, also issues a card exclusively for the ICAI members. The card is named BOBCARD ICAI Exclusive Credit Card, which is a lifetime free card but has a lot of exciting features. To give a great start to your journey, the card welcomes you with 500 bonus Reward Points and a free FitPass pro membership. With a reward rate of up to 5 Reward Points on every spend of ₹100, the card gives you several options to redeem your earned Reward Points. Other than this, the cardholders get an opportunity to earn up to 16,000 bonus Reward Points every year on achieving the spend milestone. The benefits of this card are not only restricted to Rewards, but you also get various other privileges, including complimentary lounge access, insurance benefits, fuel surcharge waiver, etc.

New Features

Spend Based Waiver

N/A


Interest Rates

3.49% per month


Add-on Card Fee

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver all fuel purchases between Rs. 400 and Rs. 5,000 (capped at Rs. 250 per statement cycle.

Foreign Currency Markup

2% of the total transaction amount


Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 300 at domestic ATMs and 3% of the withdrawan amount or Rs. 300 at international ATMs.

Movie & Dining

N/A


Travel

N/A


International Lounge Access

N/A

Rewards Rate

1 Reward Point on every spend of Rs. 100 and 5x Reward points on dining, utility bills, and online purchases.


Golf

N/A


Insurance Benefits

Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Reward Redemption

The earned Reward points can be redeemed against various options available at the boB Rewards portal and against cashback also. 1 Reward point = Re. 0.25


Domestic Lounge Access

3 Complimentary Domestic Lounge Access Every Quarter (12 Each Year on Spends of ₹40,000 in the Previous Quarter)


Zero Liability Protection

Pros

No data available

Cons

No data available

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