CMA One BOBCARD Credit Card

  • Joining Fee: ₹1 + GST
  • Renewal Fee: Nil
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: Get 6-Month Complimentary Fit Pass Pro Membership and 500 Bonus Reward Points.
Add to Compare

The CMA One BOBCARD Credit Card is issued exclusively by BOBCARD to ICMAI members. It comes with a joining fee of ₹1, which is a one-time fee as the cardholders don’t need to pay any annual membership fee for this card. Despite being a lifetime free card, the CMA One Card comes with a number of exciting privileges across different categories. You get great welcome benefits, such as a complimentary FitPass Pro membership and bonus Reward Points. Other than this, the card offers free domestic lounge access, a reduced forex markup fee, complimentary insurance coverage, and many more. Other than the regular rewards, you can earn 1,000 bonus rewards every month and up to 16,000 bonus Reward Points every year on achieving the spending milestone.

New Features

Spend Based Waiver

N/A


Interest Rates

3.49% per month


Add-on Card Fee

Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kid: (above age 18)

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel spends between Rs. 400 and Rs. 5,000

Foreign Currency Markup

2% of the total transaction amount


Cash Advance Charges

2.5% of the withdrawn amount or a minimum of Rs. 300 (3% at international ATMs)

Movie & Dining

N/A


Travel

The card has a low forex markup fee of 2% only, which makes it a suitable card for international transactions.


International Lounge Access

N/A

Rewards Rate

1 Reward Point on every Rs. 100 you spend and 5x Rewards on utility bills, dining spends, and online purchases.


Golf

N/A


Insurance Benefits

The cardholders get insurance coverage worth Rs. 15 lakhs against death due to personal air accident. You also get an insurance cover worth Rs. 5 lakhs against non-air accident and a Professional Indemnity Insurance Cover worth Rs. 5 lakhs.

Reward Redemption

The Reward Points you earn can be redeemed against cashback and several other options at a rate of 1 RP = Re. 0.25.


Domestic Lounge Access

The cardholders get 12 complimentary domestic lounge access every year with the Bank of Baroda CMA One Credit Card (capped at 3 visits per quarter).


Zero Liability Protection

Report loss of card immediately to ensure zero liability on any fraudulent transactions.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Axis Bank Horizon Credit Card

The Axis Bank Horizon Credit Card is a travel-centric credit card, offering generous rewards and travel benefits. If you are familiar with Axis Credit Cards, you may recognize this card as the basic version of the popular Atlas Credit Card. The joining charge for this card is ₹3,000, and the same amount is charged as an annual fee. While the premium features of this travel credit card justify the fee, there is a slight drawback as there is no spend-based annual fee waiver, so you would have to pay the fees. This card is most beneficial for those who want to earn accelerated rewards for travel bookings and are looking for complimentary airport lounge access. The Axis Horizon Credit Card is available in Mastercard World and Visa Signature variants, both of which offer distinctive features and rewards. There is a slight difference in the number of domestic airport lounge visits offered. With the Mastercard variant, you would get six complimentary visits, and with the Visa variant, you would get eight. If you want to learn more about this card, keep reading for an in-depth look.

View More
Add to Compare

Canara Bank RuPay Select Credit Card

The Canara Bank RuPay Select Credit Card offered by Canara Bank is a lifetime free credit card. As is obvious from the name, the card is powered by the home-grown Payments Service Provider, RuPay, which is one of the most popular card networks in the country. It is a reward points-based credit card and you earn 2 reward points for every Rs. 100 spent, with one reward point being equivalent to Rs. 0.25. With this card, you also get personal accidental death or permanent liability insurance benefits. Talking about other features of this card, it comes with a low-interest rate of 2.5% per month, which might be much more beneficial for the cardholders. Other than the regular rewards mentioned above, the cardholders can avail of a wide range of short terms deals and offers across various premium brands, like Amazon, BigBasket, Croma, OYO, Pharmeasy, and many more. Read on for more details on this offering by Canara bank.

View More
Add to Compare

PNB RuPay Millennial Credit Card

When it comes to millennials, we all know how health conscious and shopaholics they are. PNB keeping this in mind launched PNB RuPay Millennial Credit Card credit card to meet their requirements. This card provides you complimentary gym membership, premium health checkup package, and reward points on retail/online transactions. It comes with a joining fee of Rs. 399. Moreover, you also get complimentary travel benefits and golf benefits. You get lifestyle benefits with this entry level credit card which makes it a plus point. Read on to know more about this card’s features and benefits.

View More