Aditya Birla SBI Credit Card

  • Joining Fee: Rs. 499 (plus applicable taxes)
  • Renewal Fee: Rs. 499 (plus applicable taxes)
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Activation bonus of 2,000 Rewards Points.
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Aditya Birla SBI Credit Card is a Co-branded card issued by the SBI Card, in partnership with Aditya Birla Capital. The card issuer has also launched the Aditya Birla SBI Card SELECT which is the higher version of the Aditya Birla SBI Card. Therefore the card has similar features as the SELECT version but in a limited way. Both the cards offer about the same features but with a different fee. The Aditya Birla SBI Card comes with an Annual Fee of Rs. 499 which is much lower than the SELECT card. The Aditya Birla SBI Card great offers reward points for every transaction done at Aditya Birla Stores, also across Dining, Entertainment, Hotels, and much more. The card also offers many other benefits like milestones benefits where you can get up to 4,000 reward points based on your spending. Also, the card welcomes you with 2,000 Reward Points. To know more about the card, keep reading the following review on the card:

New Features

Spend Based Waiver


Interest Rates

3.5% per month (42% per annum)

Add-on Card Fee


Rewards Redemption Fee

Rs. 99 per redemption request

Fuel Surcharge

1% surcharge waiver on fuel transactions at all fuel stations across India

Foreign Currency Markup

3.5% on the conversion amount

Cash Advance Charges

2.5% on the transaction amount subject to a minimum charge of Rs 500

Movie & Dining




International Lounge Access


Rewards Rate

10 RP for every Rs. 100 spent on Aditya Birla Stores, 5 Reward Points for every Rs. 100 spent on Dining, Entertainment, and Hotels and 1 Reward Point for every Rs. 200 spent on other categories.



Insurance Benefits


Reward Redemption

You can redeem the RP’s on or can be used for paying outstanding balance of the credit card, 1 Reward Point = Rs. 0.25

Domestic Lounge Access


Zero Liability Protection



No data available


No data available

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