Amazon Pay ICICI Bank Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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Amazon Pay ICICI Bank Credit Card is a co-branded shopping credit card recently launched by ICICI Bank in partnership with Amazon India on the Visa payment platform. Just after its launch, it became one of the country’s favourite credit cards for online shoppers. Currently, it is considered one of the best credit cards out there for shopping in India, especially for Amazon shoppers and its Prime members. Initially, it was an invite-only offering, but now it is open to all. What makes the Amazon ICICI Credit Card popular is that it rewards you with cashback in the form of Amazon Pay balance. This credit card is even more rewarding for Amazon Prime members, as you can get as much as 5% cash back on purchases on Amazon, which, as you are probably aware, is the largest e-commerce website with nearly 17 crore products. Apart from Amazon Pay cashback, this card also offers several other benefits, like a 15% discount on dining bills at all restaurants participating in ICICI Bank’s Culinary Treats program. Want to learn about this credit card? Check out Card Insider’s review of the exclusive and highly beneficial Amazon Pay ICICI Bank Credit Card.

New Features

Spend Based Waiver


Interest Rates

3.5% – 3.8% per month or 42% – 45.6% per annum

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge is waived at all petrol stations across India.

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum fees of Rs. 300.

Movie & Dining

A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program



International Lounge Access


Rewards Rate

5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases



Insurance Benefits


Reward Redemption

Reward Points earned transferred to Amazon Pay balance at the end of the payment cycle. 1 Reward Point = Re. 1

Domestic Lounge Access


Zero Liability Protection

Cardholders won’t be liable for any unauthorized transaction made with the card post reporting the loss of card to the bank


This card is most useful to Amazon loyalist who fulfil their online shopping via Amazon. Enjoy 15% off at over 2,500 restaurants in India with the Culinary Treats Program of ICICI Bank. There is no max capping on the Amazon Pay balance that can be earned as cashback on your card.


This card is mainly for shopping with Amazon it does not provide other benefits like lounge access or entertainment benefits. If you shop on platforms other than Amazon then this card would not be most useful for you. If you prefer Flipkart over Amazon then check out the Flipkart Axis Bank Credit Card. The ICICI Amazon Credit Card offers a high reward rate of 5% on Amazon to Prime members, however, the reward rate on Amazon for non-Prime members is just 3%.

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