AU Bank Altura Credit Card

  • Joining Fee: Rs. 199 + applicable taxes
  • Renewal Fee: Rs. 199 + applicable taxes
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get a 5% cashback on retail spends worth Rs. 2,500 or more within 60 days.
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The AU Small Finance Bank Altura Credit Card is a basic cashback credit card that allows you to save a lot as you get a cashback on almost every purchase you make. As a welcome benefit, you get a 5% cashback on your retail spends done within the first 2 months from the card activation date. Moreover, you can earn a cashback of up to 2% on all your spends, which is directly credited to your account. Along with the regular cashback, you can earn Rs. 50 cashback additionally every month under the card’s milestone benefits. Keeping its customers’ travel needs in mind, the card also provides them with complimentary access to selected railway lounges in India. You can also save more by getting your joining and renewal fee waived off on the basis of your spends. To know more about the Altura Credit Card by AU bank, check the detailed information given below:

New Features

Spend Based Waiver

The joining and renewal fees will be waived off on the basis of the amount that you spend using your credit card.

Interest Rates

3.49% per month

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

Surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.49% on all international spends.

Cash Advance Charges

Rs. 100 or 2.5% of the cash amount withdrawn, higher of the two.

Movie & Dining



Complimentary access to railway lounges.

International Lounge Access


Rewards Rate

Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends.



Insurance Benefits


Reward Redemption


Domestic Lounge Access

2 complimentary visits to railway lounges in India per quarter.

Zero Liability Protection

Zero liability of the credit cardholder in case of loss or theft of card post reporting the same to the bank.


No data available


No data available

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