AU Bank LIT Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Movies | Travel | Dining | Fuel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NIL
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The AU Small Finance LIT Credit Card is India’s First customizable Credit card in terms of features. This means that you can choose whatever feature you want on your card and just pay for the same and nothing else. The AU bank has launched a very innovative and only one of its kind credit card. Every other credit card company launches many credit cards with different features and benefits. There are many credit cards in India with different parts & features, and therefore, it becomes challenging and confusing for customers to choose the best card to fulfil their needs from so many cards. The customer often end up having multiple cards, and paying multiple fees every year. The AU bank took advantage of this and launched the first-ever feature customizing credit cards, the LIT credit card. The bank has launched many other cards with many great benefits, but the LIT card has unique features. The LIT credit card comes with so many features to select from and with so many benefits. The cardholder can simply log on to the AU 0101 App select the feature they want to use for the next 90 Days and just pay for it. The Card offers great ways to earn many reward points, like 1 Reward Point for every Rs. 100 spent on retail and 10X or 5X accelerated Reward Points on the feature that you select. On top of that, the card offers great cashback benefits on the specific feature you select for. Not only this, the card offer free memberships to premium brands like Zee5, Amazon Prime and more. For travelers, the card offers excellent cashbacks offers and complimentary access to airport lounges. Select the feature you want, pay for it and enjoy the benefits and privileges. Let’s explore more about this Innovative card by AU with the detailed review below:

New Features

Spend Based Waiver


Interest Rates

3.49% per month

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.49% on all foreign currency spends.

Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

Movie & Dining

3 Months of complimentary Membership of Zee5, Amazon Prime and Additional 5% cashback for Dining expenses.


Complimentary access to domestic lounges in India.

International Lounge Access


Rewards Rate

1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)



Insurance Benefits


Reward Redemption

Redeem Reward Points for exciting discounts and offers.

Domestic Lounge Access

4 complimentary lounge access per quarter

Zero Liability Protection

Zero liability of the cardholder against fraudulent transactions in the event of loss or theft of the credit card if the same is reported to the customer care of the bank within 7 days from the loss of the card.


No data available


No data available

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