Axis Bank Atlas Credit Card

  • Joining Fee: 5,000
  • Renewal Fee: 5,000
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: 5,000 Edge Miles on successfully completing 1 transaction within 30 days of card set up date.
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The Axis Bank Atlas Credit Card is a sub-premium travel category card offering exclusive air miles to users who frequently travel by air. The Atlas credit card is not a co-branded card like other travel cards offered by Axis Bank and is a generic card. It has a joining fee of Rs. 5000 and offers exclusive travel, airport lounge access, and dining benefits. For every purchase made with the card, you earn Edge Miles, redeemable for Air Miles of partner airlines’ flyer programs or for booking flights/hotels via the bank’s Travel Edge portal. The Atlas Card offers travel benefits, including complimentary access to international and domestic airport lounges, higher reward rates on foreign currency transactions and complimentary airport concierge service. For detailed information about Axis Bank Atlas Credit Card, refer to the details given below:

New Features

Spend Based Waiver


Interest Rates

3.6% per month (or 52.86% annually)

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4,000 (capped at Rs. 400 pm)

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the withdrawal amount (subject to min charge of Rs. 500)

Movie & Dining

Discounts of up to 25% up to Rs. 800 at partner restaurants via EazyDiner. Offer valid twice per month on a minimum order value of Rs. 2000.


Complimentary airport lounge access, complimentary airport concierge service, and chauffeured airport pickup service.

International Lounge Access

4 per annum under Silver Tier, 6 per annum under Gold Tier and 12 per annum under Platinum Tier

Rewards Rate

5 Edge Miles for every Rs. 100 spent on travel spends, 2 Edge Miles for every Rs. 100 spent on all other transactions excluding spends on Hotels, Airlines, and TRAVEL EDGE Portal



Insurance Benefits


Reward Redemption

Edge Miles can be transferred to international and domestic loyalty program partners for airlines and hotels.

Domestic Lounge Access

8 per annum with Silver Tier, 12 per annum with Gold Tier and 18 per annum with Platinum Tier

Zero Liability Protection



You will receive 5,000 Edge Miles as a welcome bonus, which can be redeemed for travel and other benefits later. This particular card offers unique advantages for individuals who travel. These benefits include access to lounges free of charge and a concierge service.


The Axis Bank Atlas Credit Card doesn’t include any golf benefits. Unfortunately, this credit card does not offer any insurance benefits.

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