Axis Bank AURA Credit Card

  • Joining Fee: Rs. 749 (plus applicable taxes)
  • Renewal Fee: Rs. 749 (plus applicable taxes)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: A Decathlon voucher worth Rs. 750.
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Axis Bank AURA Credit Card is a one of its kind credit card by Axis Bank targeted at ultra health-conscious individuals. The YES Bank also offers one such card targeted at providing health benefits, which is the YES Bank Wellness Credit Card. The card was launched earlier this year at a time when everyone is becoming increasingly more health-conscious due to the prevailing pandemic situation. From free video consultations with doctors to complimentary fitness sessions and discounted rates on nutritional foods, the card offers plenty of medical and fitness benefits. As far as the card’s reward rate is concerned, you earn 2 EDGE Points per Rs. 200 spent with the card and 5X EDGE Points on insurance spends. 1 EDGE Point is valued at Rs. 0.20, making the effective reward rate of the card 1% on insurance spends and 0.20% on all other spends categories. Read on to learn more about this unique offering by Axis Bank.

New Features

Spend Based Waiver


Interest Rates

3.40% per month (or 49.36% annually)

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waived off at all fuel stations for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 250 in a month)

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

3.4% of the withdrawn amount or a minimum of Rs. 500

Movie & Dining

Up to a 20% discount on dining at partner restaurants.



International Lounge Access


Rewards Rate

2 EDGE Points on every spend of Rs. 200 with the card and 5x EDGE Points on insurance spends.



Insurance Benefits


Reward Redemption

EDGE Points earned on the card are redeemable for shopping/travel vouchers and for purchasing products (from the given catalog) on the Axis Bank EDGE Rewards Portal.

Domestic Lounge Access


Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank


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