Axis Bank Freecharge Credit Card

Joining Fee: Rs. 250 (plus applicable taxes)
Renewal Fee: Rs. 250
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Get a Myntra gift voucher worth Rs. 350 and a Big Basket voucher worth Rs. 350.

Apply Now

Add to Compare

The Axis Bank Freecharge credit card is a digital credit card that is not issued physically to you until you meet the requirements for physical card issuance. But, the virtual card allows you to make secure online transactions through your mobile. You get your virtual credit card instantly on the Freecharge app if you are eligible for it. With a nominal joining fee of Rs. 250, it comes with exciting welcome benefits worth Rs. 750 and spend-based Reward Point offers. The earned EDGE Reward Points can be redeemed against a variety of 500+ options on the Edge Rewards website. You get a cashback of up to 5% on your spends on the Freecharge app. Other than that, you can earn up to 350 bonus Edge Reward Points per month on the basis of your total spends in the month under its milestone benefits. To know more about the card, its benefits, and fees & charges, go through the full information provided below:

New Features

Spend Based Waiver

The annual fee is waived off on spending Rs. 50,000 or more in the previous year.

Interest Rates

3.4% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge is waived off for all fuel transactions between Rs. 400 and Rs. 4,000.

Foreign Currency Markup

3.5% of the transacted amount

Cash Advance Charges

3.5% of the amount withdrawn or Rs. 250 (whichever is higher)

Movie & Dining

You get 50% off on an annual subscription on Eros Now and up to Rs. 100 credit every month on the Fresh menu.

Travel

You earn up to Rs. 100 credit every month on Shuttl.

International Lounge Access

Rewards Rate

1% cashback on all spends and 5% cashback on spends on the Freecharge app.

Golf

Insurance Benefits

Reward Redemption

The earned EDGE Reward Points can be redeemed through the Edge Rewards website of the Axis Bank. 1 Edge Reward = Re. 0.20.

Domestic Lounge Access

Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions made on the card post reporting the loss to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

HSBC Cashback Credit Card

HSBC Cashback Credit Card can be the card of choice for those who are fond of shopping online, as it gives you a high cashback of 10% on grocery, food delivery and dining spends and 1.5% on all other spends. HSBC Cashback Credit Card welcomes you with exclusive benefits, such as a gift voucher from Amazon. Since it’s a cashback card, you don’t have to worry about the redemption of rewards like you have to do in the case of reward points-based cards. The cashback is automatically credited back within 45 days of the card statement date. You also get complimentary domestic lounge access with this credit card. Keep on reading more to learn more about the HSBC Cashback Credit Card.

Add to Compare

Canara Bank RuPay Platinum Credit Card

The Canara Bank RuPay Platinum credit card by Canara Bank is a basic credit card. The card comes with zero joining and renewal fees and is very much similar to the RuPay Select credit card in terms of reward rate and benefits. We have already covered the Select credit card in one of our earlier posts. The card offers you a reward rate of 0.5% and travel-related insurance benefits including a personal air accident cover worth Rs. 8 lacs. Read on to learn more about this entry-level offering by the Canara Bank.

Add to Compare

Kotak Privy League Signature Credit Card

Kotak Privy League Signature Credit Card is a premium card offered by Kotak Mahindra Bank exclusively for its Privy customers. It is a Visa credit card and comes in two variants – the free and the paid variant. You are allowed to choose between two plans- the Shopper’s Plan and the Traveller’s Plan, depending upon your spending requirements. With the Shopper’s plan, as is obvious from the name, you earn accelerated reward points on retail shopping spends (select categories only). The same is applicable for the Traveller’s plan but for spends on select travel categories. Apart from the regular reward points, you also earn bonus reward points on achieving the stipulated milestones. You also get complimentary domestic lounge access and Priority Pass membership with both the free and the paid variants. However, the premium variant also gives you four complimentary international lounge access under the Priority Pass program. Read on to learn more about this Privy League exclusive offering by the Kotak Mahindra Bank.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all