Axis Bank Horizon Credit Card

Joining Fee: Rs. 3,000 + GST
Renewal Fee: Rs. 3,000 + GST
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: 5000 EDGE Miles on Spends of ₹1,000 Within the First 30 Days of Card Issuance

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The Axis Bank Horizon Credit Card is a travel-centric credit card, offering generous rewards and travel benefits. If you are familiar with Axis Credit Cards, you may recognize this card as the basic version of the popular Atlas Credit Card. The joining charge for this card is ₹3,000, and the same amount is charged as an annual fee. While the premium features of this travel credit card justify the fee, there is a slight drawback as there is no spend-based annual fee waiver, so you would have to pay the fees. This card is most beneficial for those who want to earn accelerated rewards for travel bookings and are looking for complimentary airport lounge access. The Axis Horizon Credit Card is available in Mastercard World and Visa Signature variants, both of which offer distinctive features and rewards. There is a slight difference in the number of domestic airport lounge visits offered. With the Mastercard variant, you would get six complimentary visits, and with the Visa variant, you would get eight. If you want to learn more about this card, keep reading for an in-depth look.

New Features

Spend Based Waiver

N/A

Interest Rates

Add-on Card Fee

Rewards Redemption Fee

N/A

Fuel Surcharge

1% Waiver on Transactions Between ₹400 and ₹5,000 (Maximum 400 in a Month)

Foreign Currency Markup

3.5%

Cash Advance Charges

2.5% Per Month (Minimum Rs. 500)

Movie & Dining

25% Discount Via Eazydiner (Upto ₹800)

Travel

International Lounge Access

8 Each Year (2 Every Quarter)

Rewards Rate

5 EDGE Miles on Axis Travel Edge and Airline Spends. 2 EDGE Reward Points on all Other Eligible Spends

Golf

Insurance Benefits

Reward Redemption

Redeem at Travel Edge

Domestic Lounge Access

6 Per Calender Quarter With Mastercard World Variant and 8 Per Calender Quarter With Visa Signature Variant

Zero Liability Protection

Pros

This card provides access to domestic and international lounges without extra charges, which is an excellent advantage for frequent flyers.

Cons

There is no spending-based waiver associated with this card. This means that you would have to pay the fee on an annual basis.

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