Axis Bank MY ZONE Credit Card

  • Joining Fee: 500
  • Renewal Fee: 500
  • Best Suited For: Movies
  • Reward Type: Reward Points
  • Welcome Benefites: Free SonyLiv annual subscription worth Rs. 999.
Add to Compare

The Axis Bank My Zone Credit Card is an entry-level offering by the bank. The card comes with a nominal membership fee of just Rs. 500 per annum and welcomes its customers with a complimentary premium subscription to SonyLiv worth Rs. 999. Considering its annual fee, the card comes packed with plenty of value-added benefits, including movie & dining offers, complimentary domestic airport lounge access, and many more.  Regarding the reward rate, you earn 4 EDGE Points for every Rs. 200 you spend with the card, where 1 Edge Reward = Re. 0.20. Moreover, you are given a buy 1 get 1 free offer on movie tickets monthly via Paytm Movies. Keeping the dining requirements of its customers in mind, Axis Bank offers up to 15% off up to Rs. 500 on dining with this credit card. Besides all these privileges, you also get complimentary access to domestic airport lounges every quarter. The card comes with high security with an EMV chip and pin, and additional benefits include milestone benefits, exciting discount offers on shopping brands like Ajio, etc. Our Axis Bank My Zone credit card review will discuss the features and benefits, fees and charges, how to apply, eligibility, and other details of this card.

New Features

Spend Based Waiver


Interest Rates

3.6% per month (52.86% per annum)

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the withdrawal amount subject to a minimum charge of Rs. 500

Movie & Dining

BOGO offer on movie ticket bookings via Paytm Movies, up to 15% off at partner restaurants with Dining Delights & flat Rs 120 off on food orders with Swiggy.


Complimentary domestic airport lounge access

International Lounge Access


Rewards Rate

4 EDGE Points for every Rs 200 spent with the card (reward rate of 0.4%)



Insurance Benefits


Reward Redemption

EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal

Domestic Lounge Access

1 complimentary domestic airport lounge access every quarter

Zero Liability Protection

Cardholder not liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.


Incredibly beneficial for moviegoers, this card offers great one-plus-one deals on bookings with Paytm Movies. The Axis Bank My Zone Credit Card provides great discounts on Swiggy orders. Use coupon code “Axis 120” to avail of this offer.


This card only offers one domestic lounge access per quarter.

Similar Cards

Add to Compare

IDBI Bank Royale Signature Credit Card

The Royale Signature credit card by IDBI bank is an entry-level shopping credit card. You don’t have to pay any annual membership fee for this card. Although it is a very basic card, you do get a few travel benefits like complimentary domestic lounge access and a personal air accident cover worth Rs. 25 lakh. Read on to learn more about this entry-level offering by the IDBI bank.

View More
Add to Compare

Canara Bank Visa Classic/MasterCard Standard Credit Card

Canara Bank, being a popular and trusted bank in India, also offers great credit card services to its customers. One of the most basic yet advantageous cards issued by the Canara Bank is the Canara Bank Visa Classic/MasterCard Standard Credit Card. As suggested by its name, it comes in two variants namely Visa Classic and MasterCard Standard, but the features of both the variants are exactly the same. This card comes with a zero annual fee and hence is a choice for thousands of people who want to start their credit journey with a basic lifetime free card. The card is very similar to the Canara Bank RuPay Select Credit Card, which is also a zero annual fee credit card and offers a similar reward rate. With this card, you can earn 2 Reward Points on every Rs. 100 you spend. Moreover, the Visa Classic/MasterCard Standard Credit Card also provides you with some complimentary insurance covers. For further information regarding this card, its features, and fees & charges, keep reading:

View More
Add to Compare

Kotak Bank Fortune Gold Card

Kotak Bank Fortune Gold credit card is a credit card powered by Visa Business that provides you with exclusive benefits and privileges on your annual spendings. The Kotak Fortune Gold credit card comes with a milestone benefit on the spending of  Rs 1,50,000 whereby you get 4 PVR movie tickets and a cashback of Rs 750. You get a 1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000. The Kotak Fortune Gold card comes with several other benefits. Read below to know more about this Kotak Bank Fortune Gold credit card.

View More