Axis Bank Neo Credit Card

  • Joining Fee: Rs. 250 + GST
  • Renewal Fee: Rs. 250 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get 100% cashback up to Rs. 300 on your first utility bill payment within 30 days of getting the card.
Add to Compare

In this new era of influencers who love to shop, Axis Bank offers an entry-level credit card that fits their needs. Axis Bank Neo Credit Card is the one that is provided by the bank, which offers various discounts, cash-back, and reward points on shopping. It is considered one of the best credit cards for millennials to go for. The joining fee for this card is Rs. 250 only. Other than the regular Edge Reward Points on all your spends, you get exciting discounts on partner brands, including Zomato, Myntra, and Paytm. Talking about the entertainment benefits, you get 10% off with BookMyShow while booking movies with this card.  The additional benefits of this card include a 1% fuel surcharge waiver, exciting discount offers or partner brands, and many more. To know more about the features of the Axis Bank Neo credit card, read the detailed information given below.

New Features

Spend Based Waiver


Interest Rates

3.6% per month (52.86 per annum)

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 – Rs. 4000.

Foreign Currency Markup

3.5% on all foreign currency transactions

Cash Advance Charges

2.50% or a minimum of Rs. 500

Movie & Dining

You get 10% off on booking movie tickets on BookMyShow and 40% off food delivery while ordering with Zomato. 



International Lounge Access


Rewards Rate

Earn 1 EDGE REWARD point on every Rs. 200 spent.



Insurance Benefits


Reward Redemption

The Edge Rewards can be redeemed against an array of categories at the Edge Rewards Website at a rate of 1 Edge RP = Re. 0.20.

Domestic Lounge Access


Zero Liability Protection

It provides protection against any misuse of the card or the loss of the card if the card is reported lost/stolen to the bank in a timely manner.


On a spend of Rs. 200, you would earn 1 Edge Point Reward, which can be later redeemed. Get 10% off while booking movies with BookMyShow.


There are no insurance benefits provided with this card. You can’t access international or domestic lounges at airports in India with the Axis Bank Neo Credit Card.

Similar Cards

Add to Compare

AU Bank Xcite Ace Credit Card

The AU Bank has recently launched the SwipeUp platform and a total of three cards are being issued on this platform as of now. The AU Bank Xcite Ace Credit Card is one of these three cards and comes with great benefits across several categories. It is a lifetime-free card and offers you better cashback benefits, higher credit limits, and better benefits compared to your existing credit card. You can earn up to 3% cashback using this card and this cashback is automatically adjusted against your card’s outstanding balance. Apart from this, you can exciting travel privileges, including free access to the domestic airport as well as railway lounges and complimentary travel-based insurance covers. The Xcite Ace Card also provides you with up to 30% discount on dining, great concierge services, a device protection plan, and many more such advantages. To know more about this card’s features and fees & charges, keep reading:

View More
Add to Compare

Club Vistara IDFC First Credit Card

Air Vistara has already partnered with SBI and Axis Bank for their co-branded travel cards, and now the airline company is joining forces with IDFC Bank as well. Both these trusted brands are set to launch the Club Vistara IDFC First credit card that aims to elevate the travel experience of customers, especially if they regularly fly via Vistara. The card charges a joining fee of Rs. 4999 plus taxes and get a host of welcome benefits that include a complimentary premium economy flight ticket voucher, a class upgrade voucher, and Club Vistara Silver tier membership, for the cardholder. Not just this, you get rewarded with CV Points whenever you swipe your card, and can get bonus CV Points and complimentary flight tickets on reaching the spend-based milestone. With the Club Vistara IDFC First Credit Card, you can enjoy a premium lifestyle thanks to its golf, dining, and other benefits other than travel perks. Read on to know more about this co-branded travel credit card.

View More
Add to Compare

Standard Chartered Priority Visa Infinite Credit Card

Standard Chartered offers the Priority Visa Infinite credit card exclusively for its priority banking clients. The card comes with a zero membership fee and offers quite a few benefits including complimentary domestic lounge access, Priority Pass membership, exclusive reward points, insurance benefits, etc. With this card, you get 5 reward points on every Rs. 100 spent internationally or on retail fashion and you get 2 reward points every Rs. 100 spent elsewhere. Talking about its travel benefits, you get complimentary domestic lounge access and complimentary Priority Pass membership with access to over 1,000 lounges globally. You also get travel-related insurance benefits, including a personal air accident cover worth Rs. 1.2 crore, overseas medical insurance worth USD 25,000, and many more. Read on to learn more about the Standard Chartered Priority Visa Infinite Credit Card.

View More