Axis Bank Platinum Credit Card

Joining Fee: Rs. 500
Renewal Fee: Rs. 200
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 100 Edge Rewards on first online transaction.

Apply Now

Add to Compare

Axis Bank Platinum Credit Card is a basic card that comes with a joining fee of Rs. 500, which can be credited back to the cardholder’s account on fulfilling the desired requirement of minimum spend. With this card, you can earn up to 12 Edge reward points on every Rs. 200 you spend and redeem these points against various categories & products of your choice. Moreover, you can save up to Rs. 1,000 every year on your movie spends as you get 25% cashback on movie tickets. To make your dining experiences more rewarding, the card provides a minimum discount of 15% on dining with the Axis Bank Dining Delights Programme. Other benefits of the card include bonus reward points on your first online transaction, fuel surcharge waiver of up to Rs. 400 per month, and spend-based renewal fee waiver. Read on to know the detailed features and benefits of this card.

New Features

Spend Based Waiver

The joining fee is waived on spending Rs. 5,000 within 45 days of card setup & the renewal fee is waived off on spending Rs. 1,00,000 in the previous year.

Interest Rates

3.4% per month ( 40.80 per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

A 1% fuel surcharge waiver on purchasing fuel worth between Rs. 400 – Rs. 4000 at all petrol pumps across India.

Foreign Currency Markup

3.5% on all foreign currency transactions

Cash Advance Charges

2.50% subject to a minimum charge of Rs. 500

Movie & Dining

You get 25% off on movie tickets, and a minimum discount of 15 % on dining at partner restaurants in India.

Travel

International Lounge Access

Rewards Rate

6 Edge Rewards on every domestic spend of Rs. 200 and 12 Edge Rewards on every international spend of Rs. 200.

Golf

Insurance Benefits

Reward Redemption

The accumulated EDGE REWARD points can be redeemed for purchasing vouchers, mobiles & accessories, and much more exciting products. 1 Edge Reward Point = Re. 0.20.

Domestic Lounge Access

Zero Liability Protection

The cardholder won’t be liable for any fraudulent transactions made on a lost card if the loss is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

SBI Prime Credit Card

The SBI Prime Credit Card is a lifestyle credit card issued by SBI Card. The Prime card carries an annual membership fee of Rs. 2,999. In many aspects, the card is quite similar to the SBI ELITE Credit Card, which has a membership fee of Rs. 4,999 and can be regarded as a toned-down version of the same. However, the SBI Prime Card does offer plenty of value-added benefits, such as complimentary domestic and international airport lounge access, discounted hotel bookings, and movie tickets, among others. In terms of the reward rate, you earn 2 Reward Points for every Rs. 100 spent with this card and 10 Reward Points for every Rs. 100 spent on dining, groceries, and department store purchases. With 1 Reward Point valued at Rs. 0.25, the effective reward rate for the card becomes 2.5% on dining, groceries, and department store categories and 0.5% on all other categories of spending. The SBI Card Prime, just like the ELITE Card, is issued in three variants: MasterCard, American Express, and VISA variants. Although the reward rate and benefits offered by all three variants are more or less the same, the payment networks do provide some exclusive benefits on their respective variants (details will be covered later in this article). Continue reading to learn more about this lifestyle credit card from SBI Card.

Add to Compare

ICICI Bank Rubyx Credit Card

The ICICI Bank Rubyx Credit Card is India’s first dual platinum credit card that aims to provide its customers with benefits across various categories. It comes in three variants: Visa, MasterCard, and American Express. However, only the ICICI Bank Rubyx Visa Credit card is being issued by the bank currently. The card comes with a joining fee of Rs. 3,000 and welcomes you with travel & shopping gift vouchers worth Rs. 5,000 or more. With this card, you earn ICICI Reward Points (which earlier used to offer Payback Points) on almost all your domestic as well as international spends and you can redeem these points easily against cash or gifts as per your choice. You can earn up to 4 Reward Points on every Rs. 100 you spend. Being one of the popular ICICI Credit Cards, it also provides you with exciting lifestyle benefits, including exclusive discount offers on dining, and a 25% discount on movie tickets on BookMyShow & Inox. You also get travel benefits, including railway & airport lounge access every quarter to make your travel experiences comfortable. The cardholders can save a lot with this card as along with all these benefits, you can also get your card’s renewal fee waived off based on your spends in an anniversary year. Read on for more details on ICICI Rubyx Credit Card.

Add to Compare

Standard Chartered DigiSmart Credit Card

Standard Chartered DigiSmart credit card is an instant credit card offered by Standard Chartered for the millennials, who like to spend on online shopping, dining, movies, etc. Rather than having an annual fee, the card charges you a very nominal monthly fee of Rs. 49, which is Rs. 588 computed annually. You can get a waiver on this fee if you manage to spend Rs. 5,000 in the previous calendar month. This card provides you with a cashback on online shopping, dining, and travel-related spends. You can get 20% off on Myntra, 10% off Grofers, 10% off on Zomato, and 15% cashback on Ola cab bookings. On top of this, keeping your entertainment requirements in mind, the card offers a Buy 1 get 1 free (BOGO) offer on Inox under which you can avail of up to 2 complimentary movie tickets monthly. Talking about its travel benefits, you get 20% off on domestic flight bookings, 10% off on international bookings, and up to 25% off on hotel bookings. If you want to know more about this card, keep reading.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all