Axis Bank Rewards Credit Card

  • Joining Fee: Rs. 1000 + GST
  • Renewal Fee: Rs. 1000 + GST
  • Best Suited For: Dining | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation
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Axis Bank recently launched the brand-new Rewards Credit Card, which is the perfect option for individuals who want unmatched rewards from their credit cards. Unlock great reward points for every purchase you make with the card along with accelerated 10x reward points for spends on departmental and apparel stores. Whether you are an avid shopper or a foodie, you can get great benefits with this card as it also provides 30% off food delivery from Swiggy. Available at a decent joining fee of Rs. 1000 plus taxes, you get 5,000 EDGE Reward Points as a welcome benefit, 1500 EDGE reward points on spending Rs. 30,000 or more monthly, and membership benefits worth Rs. 1000 every card anniversary year. Also, the card offers complimentary lounge access, dining benefits, insurance coverage, and other exciting privileges. Quite similar to the Flipkart Axis Bank Credit Card, this card is the perfect choice for shopping enthusiasts. Read on to know more about the Axis Bank Rewards Credit Card.

New Features

Spend Based Waiver

Renewal fee is waived off on spending Rs. 2 Lakhs or more in the card anniversary year

Interest Rates

3.6% per month or 52.86% per annum

Add-on Card Fee


Rewards Redemption Fee

No fee for reward redemption but cardholder must have a minimum number of reward points to make redemptions

Fuel Surcharge

1% of the transaction value which is waived off for transactions ranging from Rs. 400 to Rs. 5000

Foreign Currency Markup

3.5% of the total transaction amount

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500, whichever is higher in value

Movie & Dining

30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program


Complimentary domestic lounge access for primary and add-on cardholders

International Lounge Access


Rewards Rate

2 EDGE reward points on every send of Rs. 125 and accelerated 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores



Insurance Benefits

Rs. 1 Lakh purchase protection cover and cover for loss of travel documents and baggage

Reward Redemption

Reward points can be redeemed for vouchers or products listed on the EDGE platform catalogue. Cardholders can transfer their reward points to partner Airmiles or points. Reward points can also be redeemed through Pay with Points via SMS or Online Pay with Point Redemption

Domestic Lounge Access

2 complimentary domestic airport lounge access per quarter

Zero Liability Protection

Cardholders are not liable for fraud transactions if they report to the bank about losing their card in a timely manner


This card is best suited for avid shoppers as it provides 2 Edge Reward Points for every spend of Rs. 150. You get 5,000 Edge Reward Points as a welcome point within 30 days of card issuance.


With the Axis Bank Rewards Credit Card, you won’t get access to international lounges at airports. No golf benefits are provided with this card.

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