Axis Bank Rewards Credit Card

  • Joining Fee: Rs. 1000 + GST
  • Renewal Fee: Rs. 1000 + GST
  • Best Suited For: Dining | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation
Add to Compare

Axis Bank recently launched the brand-new Rewards Credit Card, which is the perfect option for individuals who want unmatched rewards from their credit cards. Unlock great reward points for every purchase you make with the card along with accelerated 10x reward points for spends on departmental and apparel stores. Whether you are an avid shopper or a foodie, you can get great benefits with this card as it also provides 30% off food delivery from Swiggy. Available at a decent joining fee of Rs. 1000 plus taxes, you get 5,000 EDGE Reward Points as a welcome benefit, 1500 EDGE reward points on spending Rs. 30,000 or more monthly, and membership benefits worth Rs. 1000 every card anniversary year. Also, the card offers complimentary lounge access, dining benefits, insurance coverage, and other exciting privileges. Quite similar to the Flipkart Axis Bank Credit Card, this card is the perfect choice for shopping enthusiasts. Read on to know more about the Axis Bank Rewards Credit Card.

New Features

Spend Based Waiver

Renewal fee is waived off on spending Rs. 2 Lakhs or more in the card anniversary year


Interest Rates

3.6% per month or 52.86% per annum


Add-on Card Fee

Nil

Rewards Redemption Fee

No fee for reward redemption but cardholder must have a minimum number of reward points to make redemptions


Fuel Surcharge

1% of the transaction value which is waived off for transactions ranging from Rs. 400 to Rs. 5000

Foreign Currency Markup

3.5% of the total transaction amount


Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500, whichever is higher in value

Movie & Dining

30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program


Travel

Complimentary domestic lounge access for primary and add-on cardholders


International Lounge Access

NA

Rewards Rate

2 EDGE reward points on every send of Rs. 125 and accelerated 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores


Golf

NA


Insurance Benefits

Rs. 1 Lakh purchase protection cover and cover for loss of travel documents and baggage

Reward Redemption

Reward points can be redeemed for vouchers or products listed on the EDGE platform catalogue. Cardholders can transfer their reward points to partner Airmiles or points. Reward points can also be redeemed through Pay with Points via SMS or Online Pay with Point Redemption


Domestic Lounge Access

2 complimentary domestic airport lounge access per quarter


Zero Liability Protection

Cardholders are not liable for fraud transactions if they report to the bank about losing their card in a timely manner

Pros

This card is best suited for avid shoppers as it provides 2 Edge Reward Points for every spend of Rs. 150. You get 5,000 Edge Reward Points as a welcome point within 30 days of card issuance.

Cons

With the Axis Bank Rewards Credit Card, you won’t get access to international lounges at airports. No golf benefits are provided with this card.

Similar Cards

Add to Compare

Kotak 811 #DreamDifferent Credit Card

A secured credit card by Kotak Mahindra Bank, the Kotak Mahindra Dream Different 811 Credit Card aims at providing amazing rewards to card members. You do not have to pay any joining or renewal fee on this credit card and it further lets you earn bonus reward points in the form of welcome benefits.  With this card, you get 1 Reward Point on every Rs. 100 you spend and you get 2x Reward Points on all your online spends. The card allows you to redeem your Reward Points easily on the bank’s website. Moreover, you can earn exciting Rewards & benefits under the milestone program. On spending Rs. 75,000 or more in a year, you get a cashback of Rs. 750 & 4 complimentary PVR movie tickets. With various other advantages, including the fuel surcharge waiver, the railway surcharge waiver, etc, the card becomes a great choice for so many people out there. To know detailed benefits of the Kotak 811 #DreamDifferent Credit Card, refer to the information given below:

View More
Add to Compare

AU Bank Xcite Ultra Credit Card

AU Small Finance Bank, which is one of the well-known card issuers in the country, recently came up with the SwipeUp platform that offers upgraded credit cards to everyone holding a credit card from any bank/card issuer. Currently, three cards are being issued on the SwipeUp portal and The AU Bank Xcite Ultra Credit Card is the most premium one out of them. It comes with a zero annual membership fee and offers you a great reward rate of up to 12 Reward Points on every spend of Rs. 100. Other than this, you can earn 500 bonus rewards every month and 2,000 additional reward points on the basis of milestone spends. Talking about the travel privileges of this card, you get free access to the domestic railway as well as airport lounges and travel-based insurance covers worth up to Rs. 50 lakhs. To know more about the features & benefits of the AU Bank Xcite Ultra Credit Card, keep reading the article:

View More
Add to Compare

Club Vistara SBI Credit Card

Club Vistara SBI Credit Card, is one of the two Air Vistara co-branded credit cards offered by SBI Card (the other one being more premium Club Vistara SBI Card PRIME). The card is a mid-level travel credit and carries an annual fee of Rs. 1,499. As it is a travel credit card, it offers many add-on travel benefits including complimentary domestic airport lounge visits, complimentary membership of the Priority Pass lounge access program, discounted rates on hotel bookings and car rentals, etc. Coming to the Reward rate, you earn reward points as Club Vistara (CV) Points. You earn 3 CV Points on every Rs. 200 you spend with Club Vistara SBI Credit Card which can be redeemed for class upgrades on Air Vistara flights or Air Vistara ticket bookings. Keep reading to know more about this Air Vistara co-branded credit card by SBI Card.

View More