Bank of Baroda ( BoB ) Easy Credit Card

  • Joining Fee: Rs. 500 (Lifetime Free for a limited time)
  • Renewal Fee: Rs. 500 (Lifetime Free for a limited time)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

For those who wish to own a credit card without heavy joining and renewal fees, not to worry, we are here to help you. The Bank of Baroda offers you one such card having zero joining and renewal fee, that is, Bank of Baroda Easy Credit Card. This card is perfect for daily spending as it will earn you reward points in return. You earn 5 reward points on spending Rs. 100 on movies, groceries, and departmental stores. This card offers you a cash-back of 0.5% on the payment of the card bill. Moreover, this card covers zero liability protection on the loss of the card. To learn more about the card, kindly read the below-given features and benefits.

New Features

Spend Based Waiver

Spend Rs. 6000 within 60 days for the joining fee waiver and spend Rs. 35000 in the year for an annual fee waiver

Interest Rates

3.25% p.m.

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

Waiver of 1 % fuel surcharge on fuel transaction between Rs. 400 – Rs. 5000 at all petrol pumps all across India. The maximum transaction amount capped is at Rs. 250 per statement cycle.

Foreign Currency Markup

3.50% p.m.

Cash Advance Charges

At Domestic ATMs – 2.5% or Rs. 300 At International ATMs – 3% or Rs. 300

Movie & Dining




International Lounge Access


Rewards Rate

5X reward points on every Rs. 100 spent on selected merchant categories like movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories. 0.5 % cashback on card bill payment.



Insurance Benefits


Reward Redemption

Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to Re. 0.25.

Domestic Lounge Access


Zero Liability Protection

It covers zero liability protection. To avail of this benefit, the cardholder has to inform the bank within 24 hours of the card loss or any other fraudulent transaction.


No data available


No data available

Similar Cards

Add to Compare

ICICI Bank HPCL Coral Credit Card

The ICICI Bank HPCL Coral Credit Card is a co-branded credit card that provides its customers with exciting reward offers in partnership with HPCL (Hindustan Petroleum Corporation Limited). With a nominal joining fee of Rs. 199, this card rewards you in the form of Reward points, which can be redeemed against a variety of products/vouchers through or you can even redeem these points against fuel purchases. Other than reward points, the card provides exclusive discount offers on dining through the ICICI Bank Culinary Treats Programme and a 25% discount on movies through BookMyShow. Being best suited for fuel purchases, the card also gives you a 1% fuel surcharge waiver and an additional discount of 2.5% on fuel transactions at HPCL petrol pumps. Moreover, you can save more with the card by getting your renewal fee waived off on the basis of your total annual spends. To know detailed benefits of the ICICI Bank HPCL Coral Credit Card and its fees & charges, keep reading the information given below:

View More
Add to Compare

SBI Prime Credit Card

The SBI Prime Credit Card is a lifestyle credit card issued by SBI Card. The Prime card carries an annual membership fee of Rs. 2,999. In many aspects, the card is quite similar to the SBI ELITE Credit Card, which has a membership fee of Rs. 4,999 and can be regarded as a toned-down version of the same. However, the SBI Prime Card does offer plenty of value-added benefits, such as complimentary domestic and international airport lounge access, discounted hotel bookings, and movie tickets, among others. In terms of the reward rate, you earn 2 Reward Points for every Rs. 100 spent with this card and 10 Reward Points for every Rs. 100 spent on dining, groceries, and department store purchases. With 1 Reward Point valued at Rs. 0.25, the effective reward rate for the card becomes 2.5% on dining, groceries, and department store categories and 0.5% on all other categories of spending. The SBI Card Prime, just like the ELITE Card, is issued in three variants: MasterCard, American Express, and VISA variants. Although the reward rate and benefits offered by all three variants are more or less the same, the payment networks do provide some exclusive benefits on their respective variants (details will be covered later in this article). Continue reading to learn more about this lifestyle credit card from SBI Card.

View More
Add to Compare

Kotak 811 Credit Card

Kotak 811 Credit Card is an entry-level card recently launched by Kotak Mahindra Bank. The card is very similar to the Kotak 811 #DreamDifferent Credit Card- which is a secured card issued against TD- in terms of the rewards and benefits that it offers. Kotak 811 Credit Card comes with a membership fee of Rs. 500 per annum which is waived off on an annual expenditure of a minimum of Rs. 50,000. The card offers a reward rate of 0.5% on online spends and 0.25% on offline transactions made with the card. Apart from the reward rate, you are also entitled to a milestone benefit of 750 Bonus Reward Points on spending a minimum of Rs. 75,000 with the card in the preceding membership year. Other than this, the card has several other advantages including insurance benefits, fuel surcharge waiver, etc. Read on to learn more about this entry-level offering by Kotak Bank.

View More