Bank of Baroda ( BoB ) Select Credit Card

  • Joining Fee: Rs. 750 plus applicable taxes
  • Renewal Fee: Rs. 750 plus applicable taxes
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

The Bank of Baroda Select Credit Card aims to provide cardholders with compelling Reward offers. The card is issued with a joining fee of Rs. 750 only, on which the cardholder can get a waiver on a minimum spend of Rs. 7,500 within 60 days after receiving the card. For every Rs. 100 you spend with this card you get 1 Reward Point and 5 Reward Points per Rs. 100 spent on dining, online transactions, or utility bill payments. Moreover, the nominal renewal fee of Rs. 750 can also be waived off on spending Rs. 70,000 or above in an anniversary year. So, you can make your Bank of Baroda Select Credit Card absolutely free based on the spends you make with the card. The card has several key features, including the fuel surcharge waiver which would help you to save more on your fuel purchases. To know more about the Select card, the Fees & charges, and its advantages, refer to the information given below:

New Features

Spend Based Waiver

Spend Rs. 7500 within 60 days of card issuance for joining fee waiver and spend Rs. 70,000 for the annual fee waiver


Interest Rates

3.25% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.5% for all foreign currency transactions


Cash Advance Charges

2.5% of the amount withdrawn or Rs. 300 (whichever is higher)

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

1 Reward Point per retail spend of Rs. 100 & 5 Reward Points per Rs. 100 you spend on utility bills, dining, and online purchases.


Golf

NA


Insurance Benefits

An accidental death cover is provided.

Reward Redemption

The earned reward points are redeemable against cash or various other options.


Domestic Lounge Access

NA


Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions made on the card if the loss is notified to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Zomato Edition Classic Credit Card

Food delivery startup Zomato jumped on the bandwagon with the likes of Amazon, Flipkart, and BookMyShow and entered the fintech space in March last year when it collaborated with the RBL Bank and MasterCard to launch two credit cards- the RBL Edition and the Edition Classic cards, that offer exclusive dining benefits to Zomato users. The Edition card is the more premium version of the Edition Classic card. With the Zomato Edition Classic credit card, you get complimentary annual Zomato Pro membership (which renews every year) and 500 Edition Cash as a Welcome Benefit. The Edition Cash is just like Reward Points, which can be redeemed for food purchases from Zomato or against the card’s statement balance. 1 Edition Cash is equivalent to INR 1. You also earn accelerated  Edition Cash on food purchases from Zomato (5x) and for other purchases  (1x). Also, earn up to 2,000 bonus Edition cash annually on the basis of your yearly spending. Keep reading to know more about the benefits of the RBL Bank Zomato Edition Classic Credit Card.

View More
Add to Compare

Axis Bank SELECT Credit Card

The Axis Bank SELECT Credit Card has a joining fee of Rs. 3000 and offers benefits across travel, shopping, dining, movies, etc. It covers almost all categories where people spend, making it a sought-after lifestyle credit card. You get a Priority Pass membership with this card, offering complimentary access to international and domestic airport lounges. The card offers discounts at various restaurants through the Dining Delights program and discounts on Swiggy orders as well. The SELECT credit card offers accelerated reward points on retail shopping with the card. Also, users can get bonus Reward Points on reaching spending milestones and get a renewal fee waiver on spending Rs. 6 Lakh in a year. Keep reading to know more about this credit card.

View More
Add to Compare

IndianOil HDFC Bank Credit Card

IndianOil HDFC credit card is a co-branded credit card issued by the HDFC Bank in collaboration with IndianOil. This card rewards you in the form of fuel points, which can be used for purchasing fuel at Indian Oil Petrol pumps. Axis Bank also offers a similar credit card named ‘IndianOil Axis Bank Credit Card‘ in partnership with the Indian Oil Corporation Limited, which can be considered a strong competitor to this card. You can get up to 50 liters of free fuel annually by purchasing the fuel with the fuel points you earn. You also get a complimentary membership IndianOil XTRAREWARDS Program (IXRP), which enables you to redeem the fuel points at a rate of 1 FP = Re. 0.96, which is a very good rate. Not only fuel points but you can also redeem your earned fuel points against products/vouchers and several other categories. This card comes with a nominal joining fee of Rs 500, which can be waived off if you spend Rs 20,000 in the first 90 days of card issuance. Read below to know more about the IndianOil HDFC credit card.

View More