Bank of Baroda ( BoB ) Select Credit Card

  • Joining Fee: Rs. 750 plus applicable taxes
  • Renewal Fee: Rs. 750 plus applicable taxes
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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The Bank of Baroda Select Credit Card aims to provide cardholders with compelling Reward offers. The card is issued with a joining fee of Rs. 750 only, on which the cardholder can get a waiver on a minimum spend of Rs. 7,500 within 60 days after receiving the card. For every Rs. 100 you spend with this card you get 1 Reward Point and 5 Reward Points per Rs. 100 spent on dining, online transactions, or utility bill payments. Moreover, the nominal renewal fee of Rs. 750 can also be waived off on spending Rs. 70,000 or above in an anniversary year. So, you can make your Bank of Baroda Select Credit Card absolutely free based on the spends you make with the card. The card has several key features, including the fuel surcharge waiver which would help you to save more on your fuel purchases. To know more about the Select card, the Fees & charges, and its advantages, refer to the information given below:

New Features

Spend Based Waiver

Spend Rs. 7500 within 60 days of card issuance for joining fee waiver and spend Rs. 70,000 for the annual fee waiver


Interest Rates

3.25% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.5% for all foreign currency transactions


Cash Advance Charges

2.5% of the amount withdrawn or Rs. 300 (whichever is higher)

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

1 Reward Point per retail spend of Rs. 100 & 5 Reward Points per Rs. 100 you spend on utility bills, dining, and online purchases.


Golf

NA


Insurance Benefits

An accidental death cover is provided.

Reward Redemption

The earned reward points are redeemable against cash or various other options.


Domestic Lounge Access

NA


Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions made on the card if the loss is notified to the bank in a timely manner.

Pros

No data available

Cons

No data available

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