BoB CMA One Credit Card

  • Joining Fee: Re. 1
  • Renewal Fee: Nil
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: Get 6-months complimentary Fit Pass Pro membership and 1,000 bonus Reward Points.
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The Bank of Baroda CMA One Credit Card is issued by BoB Financial exclusively for ICMAI members. It comes with a joining fee of Re. 1, which is a one-time fee as the cardholders don’t need to pay any annual membership fee for this card. Despite being a lifetime free card, the CMA One Card comes with a number of exciting privileges across different categories. You get great welcome benefits, such as complimentary FitPass Pro membership and bonus Reward Points. Other than this, the card offers free domestic lounge access, a reduced forex markup fee, complimentary insurance cover, and many more. Other than the regular rewards, you can earn 1,000 bonus rewards every month and up to 16,000 bonus Reward Points every year on achieving the spend milestone. To know more about the Bank of Baroda CMA One Credit Card, keep reading:

New Features

Spend Based Waiver


Interest Rates

3.49% per month

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waiver on all fuel spends between Rs. 400 and Rs. 5,000

Foreign Currency Markup

2% of the total transaction amount

Cash Advance Charges

2.5% of the withdrawn amount or a minimum of Rs. 300 (3% at international ATMs)

Movie & Dining



Get free domestic lounge access every quarter with this card.

International Lounge Access


Rewards Rate

1 Reward Point on every Rs. 100 you spend and 5x Rewards on utility bills, dining spends, and online purchases.



Insurance Benefits

Get an accidental insurance cover worth Rs. 15 lakhs, and a non-air accident cover worth Rs. 5 lakhs.

Reward Redemption

The Reward Points you earn can be redeemed against cashback and several other options at a rate of 1 RP = Re. 0.25.

Domestic Lounge Access

3 complimentary domestic lounge access every quarter

Zero Liability Protection

The cardholder is not considered liable for any fraudulent transaction made on a lost/stolen card if the loss is reported to the bank in a timely manner.


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