BoB Empower Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Rs. 250
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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Along with the business cards like BoB ConQr, BoB Corporate Card, etc, Bank of Baroda also offers the Empower Credit Card, which aims at fulfilling the credit requirements of businesses along with providing them with various benefits across different categories. It comes with a zero joining fee and an affordable annual fee of Rs. 250 only, which too can be waived very easily. The cardholders get a decent reward rate and the accumulated rewards can be redeemed against the card’s outstanding balance at a really good redemption rate. Other than this, you get complimentary insurance covers, a fuel surcharge waiver, spend-based waiver of the annual fee, and many more benefits. Talking about the convenience provided by this card, it allows you to track all the spends made by your employees on their respective Empower cards and the bill settlement is also made easy. For more detailed information about the BoB Empower Credit Card, its features, and fees & charges, keep reading:

New Features

Spend Based Waiver

Renewal fee waived on spending Rs. 50,000 or more in the previous year.

Interest Rates

3.49% per month.

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waiver on all fuel purchase (up to Rs. 250 per month)

Foreign Currency Markup

3.5% of the total transaction amount.

Cash Advance Charges

2.5% of the withdrawn amount or a minimum fee of Rs. 300

Movie & Dining




International Lounge Access


Rewards Rate

1 Reward Point on every Rs. 100 you spend



Insurance Benefits

Air accident cover worth Rs. 15 lakhs and non-air accident cover wrth Rs. 5 lakhs

Reward Redemption

1 RP = Re. 0.25 for redemption against cashabck

Domestic Lounge Access


Zero Liability Protection

Zero liability protection against a lost card on reporting the loss to the bank timely.


No data available


No data available

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