BoB Empower Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Rs. 250
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

Along with the business cards like BoB ConQr, BoB Corporate Card, etc, Bank of Baroda also offers the Empower Credit Card, which aims at fulfilling the credit requirements of businesses along with providing them with various benefits across different categories. It comes with a zero joining fee and an affordable annual fee of Rs. 250 only, which too can be waived very easily. The cardholders get a decent reward rate and the accumulated rewards can be redeemed against the card’s outstanding balance at a really good redemption rate. Other than this, you get complimentary insurance covers, a fuel surcharge waiver, spend-based waiver of the annual fee, and many more benefits. Talking about the convenience provided by this card, it allows you to track all the spends made by your employees on their respective Empower cards and the bill settlement is also made easy. For more detailed information about the BoB Empower Credit Card, its features, and fees & charges, keep reading:

New Features

Spend Based Waiver

Renewal fee waived on spending Rs. 50,000 or more in the previous year.


Interest Rates

3.49% per month.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel purchase (up to Rs. 250 per month)

Foreign Currency Markup

3.5% of the total transaction amount.


Cash Advance Charges

2.5% of the withdrawn amount or a minimum fee of Rs. 300

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

1 Reward Point on every Rs. 100 you spend


Golf

NA


Insurance Benefits

Air accident cover worth Rs. 15 lakhs and non-air accident cover wrth Rs. 5 lakhs

Reward Redemption

1 RP = Re. 0.25 for redemption against cashabck


Domestic Lounge Access

NA


Zero Liability Protection

Zero liability protection against a lost card on reporting the loss to the bank timely.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Delhi Metro SBI Credit Card

Delhi Metro SBI Credit Card is a multi-purpose card launched by SBI card in co-partnership with Delhi Metros. This card performs the function of both a credit card as well as of a smart card. You get 2,000 bonus reward points on this card as a welcome gift. Moreover, you also get a renewal fee waiver on the spending of Rs 1,00,000 in the previous year. You get upto 10 reward points on every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and utility bill payments. You get a renewal fee waiver on annual spending of Rs 1,00,000 in the previous year. There are many other benefits and privileges associated with this card. Read below to know more in detail about this credit card.

View More
Add to Compare

Kotak White Reserve Credit Card

After the Kotak White Credit Card, Kotak Mahindra Bank has recently launched the Kotak White Reserve Credit Card which has a different way of rewarding its customers in the way of White Pass. This White Pass balance can be redeemed against gift vouchers, flights, hotels, travel expeditions by National Geographic, and much more. Kotak White Reserve Credit Card is a premium credit card that offers you humongous benefits. This card also offers you complimentary lounge access to 1000+ international airports. This card brings with it benefits on fuel, golf courses, foreign transaction fees, etc. Keep reading the article to know more about this card –

View More
Add to Compare

Axis Bank ACE Credit Card

The Axis Bank ACE credit card launched in partnership with Google Pay and Visa aims to capitalize on the internet penetration and heavy growth of online payments in the country, especially after the COVID-19 pandemic. With this card, you get 5% cashback on electricity, gas, water, internet bill payments made through Google Pay Android application along with 4% cashback on popular merchants like Swiggy, Zomato, and Ola. Axis Bank is targeting young professionals with this credit card who mainly use these popular merchants and are new to the credit scene. In addition to the cashback offers, the ACE credit card offers complimentary domestic airport lounge access, 20% off on dining at over 4000 partner restaurants, and other benefits. Check out our Axis Bank ACE credit card review to know more about this card.

View More