BoB Renaissance Credit Card

Joining Fee: Nil
Renewal Fee: Rs. 250
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

Bank of Baroda, in collaboration with the Nainital Bank, offers the BoB Renaissance Credit Card, which is a basic, but a very rewarding credit card. It comes with a zero joining fee and a nominal annual fee of Rs. 250 only. This annual fee can easily be waived if you achieve the required minimum spend in the previous anniversary year. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the card allows you to save on almost all your spends. These rewards can be redeemed against a host of options including cashback at a really good redemption rate. Other than this, you get lots of other privileges across different categories, including insurance, fuel, etc. For more detailed information about the BoB Renaissance Credit Card, its advantages, and fees & charges, keep reading:

New Features

Spend Based Waiver

The renewal fee is waived on spending Rs. 25,000 or more in the previous year.

Interest Rates

3.49% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the cash amount subject to a minimum of Rs. 300 (3% at international ATMs).

Movie & Dining

Travel

International Lounge Access

Rewards Rate

1 RP on every spend of Rs. 100 and 5x Rewards on groceries, movies, and departmental stores.

Golf

Insurance Benefits

Get an air accidental cover worth Rs. 15 lakhs and non-air accident cover worth Rs. 5 lakhs.

Reward Redemption

Reward Points redeemable against cashback and various other options. 1 Reward Point = Re. 0.25.

Domestic Lounge Access

Zero Liability Protection

Get a zero liability protection against a lost/stolen card if you report the loss of the card to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

SBI SimplyCLICK Credit Card

The SBI SimplyCLICK Credit Card is an entry-level shopping credit card offered by SBI Card. It is among the most popular SBI credit cards in the entry-level segment, especially among first-time cardholders. This card is best suited for online shopping because it offers 10x reward points at some of the most popular online shopping and travel websites, including Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Lenskart. Previously, Amazon was also included in the 10x Rewards list, but the offer no longer applies to Amazon, and the card now only offers 5x Rewards on Amazon. For other online and offline spending, you earn 5x rewards on online spends and one reward point for every Rs. 100 spent on all offline purchases. The SimplyCLICK SBI Card is an affordable entry-level option with an annual membership fee of only Rs. 499. While it may not offer the typical travel, dining, or movie perks that premium credit cards often do, it does provide the chance to earn gift vouchers worth up to Rs. 4,000 per year by meeting the spending requirements. Additionally, this card enables contactless payments and is accepted globally. To learn more about this entry-level credit card, continue reading our SBI SimplyCLICK Credit Card review.

Add to Compare

Axis Bank KWIK RuPay Credit Card

Ever since the NPCI announced that RuPay credit cards can be linked to UPI apps, all major banks and card issuers are offering RuPay credit cards to their customers. Axis Bank launched the KWIK RuPay credit card that offers all the benefits and rewardsKiwi mobile app of credit cards, all with the convenience and security of making UPI payments. The Kwik RuPay credit card is a lifetime free card by Axis Bank without any joining or annual fees. The card can be easily linked to UPI and used to make payments across merchants with QR codes. It also allows you to use your credit card at small merchants in rural and semi-rural areas that don’t accept card payments. The cardholders get a virtual credit card as soon as they are approved for the KWIK RuPay credit card. You can start making UPI payments via the Kiwi app, and start earning rewards for your spends. Read on to know more about the features and benefits offered by the Axis Bank KWIK RuPay credit card.

Add to Compare

Yatra SBI Credit Card

Yatra SBI credit card is a travel co-branded credit card launched in partnership with Yatra.com. The card comes with various benefits and privileges to travelers. You get Rs 1000/- off on domestic flight booking and Rs 4000/- off on international flight bookings using this card. As a welcome gift, you are provided with a Yatra e-gift voucher of Rs. 8,250 after paying the membership fees. With this credit card, you get 1 Reward Point per Rs. 100 spent and 6 reward points per Rs 100 spent. You also get an air accidental insurance cover of Rs 50 lacs. To know more, keep reading:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all