BoB Renaissance Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Rs. 250
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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Bank of Baroda, in collaboration with the Nainital Bank, offers the BoB Renaissance Credit Card, which is a basic, but a very rewarding credit card. It comes with a zero joining fee and a nominal annual fee of Rs. 250 only. This annual fee can easily be waived if you achieve the required minimum spend in the previous anniversary year. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the card allows you to save on almost all your spends. These rewards can be redeemed against a host of options including cashback at a really good redemption rate. Other than this, you get lots of other privileges across different categories, including insurance, fuel, etc. For more detailed information about the BoB Renaissance Credit Card, its advantages, and fees & charges, keep reading:

New Features

Spend Based Waiver

The renewal fee is waived on spending Rs. 25,000 or more in the previous year.


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2.5% of the cash amount subject to a minimum of Rs. 300 (3% at international ATMs).

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

1 RP on every spend of Rs. 100 and 5x Rewards on groceries, movies, and departmental stores.


Golf

NA


Insurance Benefits

Get an air accidental cover worth Rs. 15 lakhs and non-air accident cover worth Rs. 5 lakhs.

Reward Redemption

Reward Points redeemable against cashback and various other options. 1 Reward Point = Re. 0.25.


Domestic Lounge Access

NA


Zero Liability Protection

Get a zero liability protection against a lost/stolen card if you report the loss of the card to the bank in a timely manner.

Pros

No data available

Cons

No data available

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