Benefites of SBI Credit Card Total Benefits...
BOBCARD Tiara Credit Card
- Joining Fee: ₹2,499 + GST
- Renewal Fee: ₹2,499 + GST
- Best Suited For: Travel | Shopping | Food
- Reward Type: Reward Points
- Welcome Benefites: Free Swiggy One (3 Months), FitPass Pro, Amazon Prime/Disney Hotstar and Gaana Plus Memberships
The BOBCARD Tiara Credit Card is a premium offering tailored for modern women, providing a comprehensive suite of benefits across various lifestyle categories. Cardholders earn 15 reward points per ₹100 spent on dining, travel, and international purchases, capped at 5,000 points per statement cycle, and 3 reward points per ₹100 on other eligible expenditures. The card offers unlimited domestic airport lounge access, subject to a quarterly spend of ₹40,000, and a reduced foreign exchange markup fee of 2%, enhancing its appeal to frequent travelers. Additional perks include complimentary annual memberships to platforms like Amazon Prime, Disney+ Hotstar, and Gaana Plus, as well as quarterly discounts at retailers such as Myntra, Nykaa, Flipkart, and Lakmé Salon. Health and wellness benefits feature complimentary packages, including Pap Smear, Blood Tests, and Mammography, alongside a six-month Fitpass Pro membership. The card carries a joining and annual fee of ₹2,499 plus GST, with the joining fee reversible upon spending ₹25,000 within the first 60 days, and the annual fee waived on annual spends exceeding ₹2.5 lakh.
New Features
Spend Based Waiver
Spend ₹25,000 in the First 60 Days of Card Issuance for Reversal of Joining Fees. Annual Fee Waiver on Spends of ₹2.5 Lakh in a Year
Interest Rates
Add-on Card Fee
Rewards Redemption Fee
Fuel Surcharge
1% Fuel Surcharge Waiver Up to ₹250 in a Statement Cycle
Foreign Currency Markup
Cash Advance Charges
Movie & Dining
Free Swiggy One Membership, Quarterly Discounts on Big Basket, and Upto ₹250 Off on Movie Ticket Bookings With BookMyShow
Travel
International Lounge Access
Rewards Rate
15 RPs/₹100 Spent on Travel, Dining, and International Spends. 3 RPs/₹100 on All Other Eligible Spends
Golf
Insurance Benefits
Reward Redemption
Redeem Reward Points for Cashback (1 Reward Point = ₹0.25)
Domestic Lounge Access
Unlimited Domestic Airport Lounge Access on Spends of ₹40,000 in the Previous Quarter
Zero Liability Protection
Pros
Although this card has a Forex markup charge of 2%, it is still more competitive than many others in the market, as most credit cards typically charge 3% to 3.5% in Forex markup fees for international transactions. Additionally, the Tiara Credit Card offers accelerated reward points for international spends, making it an excellent choice for those who frequently travel abroad.
Cons
The Tiara Credit Card offers two attractive benefits for those who travel abroad: accelerated reward points and low Forex charges. But in terms of international airport lounge visits, this card offers none.