BOBCARD Tiara Credit Card

  • Joining Fee: ₹2,499 + GST
  • Renewal Fee: ₹2,499 + GST
  • Best Suited For: Travel | Shopping | Food
  • Reward Type: Reward Points
  • Welcome Benefites: Free Swiggy One (3 Months), FitPass Pro, Amazon Prime/Disney Hotstar and Gaana Plus Memberships
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The BOBCARD Tiara Credit Card is a premium offering tailored for modern women, providing a comprehensive suite of benefits across various lifestyle categories. Cardholders earn 15 reward points per ₹100 spent on dining, travel, and international purchases, capped at 5,000 points per statement cycle, and 3 reward points per ₹100 on other eligible expenditures. The card offers unlimited domestic airport lounge access, subject to a quarterly spend of ₹40,000, and a reduced foreign exchange markup fee of 2%, enhancing its appeal to frequent travelers. Additional perks include complimentary annual memberships to platforms like Amazon Prime, Disney+ Hotstar, and Gaana Plus, as well as quarterly discounts at retailers such as Myntra, Nykaa, Flipkart, and Lakmé Salon. Health and wellness benefits feature complimentary packages, including Pap Smear, Blood Tests, and Mammography, alongside a six-month Fitpass Pro membership. The card carries a joining and annual fee of ₹2,499 plus GST, with the joining fee reversible upon spending ₹25,000 within the first 60 days, and the annual fee waived on annual spends exceeding ₹2.5 lakh.

New Features

Spend Based Waiver

Spend ₹25,000 in the First 60 Days of Card Issuance for Reversal of Joining Fees. Annual Fee Waiver on Spends of ₹2.5 Lakh in a Year


Interest Rates


Add-on Card Fee

Rewards Redemption Fee


Fuel Surcharge

1% Fuel Surcharge Waiver Up to ₹250 in a Statement Cycle

Foreign Currency Markup


Cash Advance Charges

Movie & Dining

Free Swiggy One Membership, Quarterly Discounts on Big Basket, and Upto ₹250 Off on Movie Ticket Bookings With BookMyShow


Travel


International Lounge Access

Rewards Rate

15 RPs/₹100 Spent on Travel, Dining, and International Spends. 3 RPs/₹100 on All Other Eligible Spends


Golf


Insurance Benefits

Reward Redemption

Redeem Reward Points for Cashback (1 Reward Point = ₹0.25)


Domestic Lounge Access

Unlimited Domestic Airport Lounge Access on Spends of ₹40,000 in the Previous Quarter


Zero Liability Protection

Pros

Although this card has a Forex markup charge of 2%, it is still more competitive than many others in the market, as most credit cards typically charge 3% to 3.5% in Forex markup fees for international transactions. Additionally, the Tiara Credit Card offers accelerated reward points for international spends, making it an excellent choice for those who frequently travel abroad.

Cons

The Tiara Credit Card offers two attractive benefits for those who travel abroad: accelerated reward points and low Forex charges. But in terms of international airport lounge visits, this card offers none.

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