BPCL SBI Credit Card

Joining Fee: Rs. 499 + GST
Renewal Fee: Rs. 499 + GST
Best Suited For: Fuel
Reward Type: Reward Points
Welcome Benefites: 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee (credited after 20 days of the payment of joining fee).

Apply Now

Add to Compare

Launched by SBI Card in partnership with BPCL, SBI BPCL Credit Card is a co-branded fuel credit. It is an entry-level offering and comes with a nominal membership fee of just Rs. 499 per annum. Being a fuel credit card, it provides a total value back of 4.25% (3.25% reward rate and 1% surcharge waiver) on fuel transactions at all BPCL stations. In addition to fuel benefits, you also get accelerated 5X Reward Points on spends on departmental stores, dining, movies and grocery categories. Since it is an entry-level credit card, you do not get any other value-added travel or lifestyle benefits. Although this card provides a lot of benefits in the essential category, you can also check out If, BPCL SBI Card Octane. Keep reading the article to learn more about this fuel credit card–

New Features

Spend Based Waiver

Renewal fee is waived off on a minimum spend of Rs. 50,000 in an anniversary year.

Interest Rates

3.5% per month (42% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

1% fuel surcharge waived off at all fuel stations across India for transactions up to Rs. 4,000 (max waiver capped at Rs. 100 per month)

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Movie & Dining

5X Reward Points on movie and dining spends

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1 Reward Point per Rs. 100 (reward rate = 0.25%), 5x RPs on dining, movies, departmental stores, and groceries (reward rate = 1.25%), 13X RPs at BPCL pumps (reward rate = 3.25%)

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Reward Points are redeemable against gift vouchers on sbicard.com or on the SBI mobile app, for purchases at BPCL petrol stations and against cash (card’s statement balance). 4 Reward Points = Re. 1.

Domestic Lounge Access

N/A

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of card to the bank.

Pros

This card offers great reward points on fuel transactions at BPCL petrol pumps in India. BPCL SBI Credit Card can be availed at a low joining cost of Rs. 499.

Cons

This card doesn’t offer any domestic or international lounge access. There are no insurance benefits provided with the BPCL SBI Credit Card.

Similar Cards

Add to Compare

American Express Platinum Travel Credit Card

American Express is globally known for its range of premium credit cards, and the air mile benefits they offer. In India, American Express has only one offering in the travel category- The American Express Platinum Travel Credit Card, among the most premium AmEx Credit Cards. Earlier, they were also offering the Jet Airways Platinum Credit Card. However, the same was discontinued after the airline suspended its operations in 2019. As is evident from the name, It’s a travel credit card. It comes with attractive welcome benefits and plenty of milestone benefits in the form of Membership Rewards Points, which can be redeemed not just for travel-related expenses like booking air tickets, hotels, and cars on the Amex Travel Online portal but also for shopping vouchers at online shopping sites, e-vouchers on American Express’s online shopping portal, for offline shopping using INSTA rewards. You can even make credit card bill payments under Amex’s Cash + Points scheme. However, under the Cash + Points scheme, 1000 Membership Rewards Points are equivalent to Rs. 250. Apart from the welcome and milestone benefits, you also earn 2 Membership Rewards Points for every Rs. 100 spent using the card (with a few exceptions).

Add to Compare

HDFC Bank Diners Club Privilege Credit Card

HDFC Bank Diners Club Privilege Credit Card is a premium credit card providing a number of great rewards and benefits to cardholders. To welcome its customers on board, the card offers complimentary memberships to Times Prime and Swiggy One on spending Rs. 75,000 within 90 days of getting the card. With this card, you can earn 4 RPs on every Rs. 150 you spend and upto 10x reward points on SmartBuy spends. Also, you can earn earn accelerated 5x RPs on Swiggy and Zomato spends, and BOGO offer on BookMyShow tickets for weekend shows. These reward points can later be redeemed against an array of categories, including flight/hotel bookings, products/vouchers, and cash credit at a very good rate. Talking about its travel benefits, you get complimentary access to over 1,000 lounges all over the world. Moreover, there are several more benefits of the card, including spend based annual fee waiver, fuel surcharge waiver, insurance benefits, etc. Read below to know more in detail about the HDFC Bank Diners Club Privilege credit card.

Add to Compare

IndianOil HDFC Bank Credit Card

IndianOil HDFC credit card is a co-branded credit card issued by the HDFC Bank in collaboration with IndianOil. This card rewards you in the form of fuel points, which can be used for purchasing fuel at Indian Oil Petrol pumps. Axis Bank also offers a similar credit card named ‘IndianOil Axis Bank Credit Card‘ in partnership with the Indian Oil Corporation Limited, which can be considered a strong competitor to this card. You can get up to 50 liters of free fuel annually by purchasing the fuel with the fuel points you earn. You also get a complimentary membership IndianOil XTRAREWARDS Program (IXRP), which enables you to redeem the fuel points at a rate of 1 FP = Re. 0.96, which is a very good rate. Not only fuel points but you can also redeem your earned fuel points against products/vouchers and several other categories. This card comes with a nominal joining fee of Rs 500, which can be waived off if you spend Rs 20,000 in the first 90 days of card issuance. Read below to know more about the IndianOil HDFC credit card.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all