BPCL SBI Credit Card

  • Joining Fee: Rs. 499 + GST
  • Renewal Fee: Rs. 499 + GST
  • Best Suited For: Fuel
  • Reward Type: Reward Points
  • Welcome Benefites: 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee (credited after 20 days of the payment of joining fee).
Add to Compare

Launched by SBI Card in partnership with BPCL, SBI BPCL Credit Card is a co-branded fuel credit. It is an entry-level offering and comes with a nominal membership fee of just Rs. 499 per annum. Being a fuel credit card, it provides a total value back of 4.25% (3.25% reward rate and 1% surcharge waiver) on fuel transactions at all BPCL stations. In addition to fuel benefits, you also get accelerated 5X Reward Points on spends on departmental stores, dining, movies and grocery categories. Since it is an entry-level credit card, you do not get any other value-added travel or lifestyle benefits. Although this card provides a lot of benefits in the essential category, you can also check out If, BPCL SBI Card Octane. Keep reading the article to learn more about this fuel credit card–

New Features

Spend Based Waiver

Renewal fee is waived off on a minimum spend of Rs. 50,000 in an anniversary year.


Interest Rates

3.5% per month (42% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request


Fuel Surcharge

1% fuel surcharge waived off at all fuel stations across India for transactions up to Rs. 4,000 (max waiver capped at Rs. 100 per month)

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Movie & Dining

5X Reward Points on movie and dining spends


Travel

N/A


International Lounge Access

N/A

Rewards Rate

1 Reward Point per Rs. 100 (reward rate = 0.25%), 5x RPs on dining, movies, departmental stores, and groceries (reward rate = 1.25%), 13X RPs at BPCL pumps (reward rate = 3.25%)


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

Reward Points are redeemable against gift vouchers on sbicard.com or on the SBI mobile app, for purchases at BPCL petrol stations and against cash (card’s statement balance). 4 Reward Points = Re. 1.


Domestic Lounge Access

N/A


Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of card to the bank.

Pros

This card offers great reward points on fuel transactions at BPCL petrol pumps in India. BPCL SBI Credit Card can be availed at a low joining cost of Rs. 499.

Cons

This card doesn’t offer any domestic or international lounge access. There are no insurance benefits provided with the BPCL SBI Credit Card.

Similar Cards

Add to Compare

IndusInd Nexxt Credit Card

IndusInd Nexxt Credit Card is a unique card launched by IndusInd Bank. It is India’s first interactive and hassle-free card which enables you to make swift, secured, and convenient payments by taping on the button provided on the card itself. It gives you 3 options to choose between while making payments namely; EMI, Rewards, & Credit. You can choose any of the three options at your convenience. With this card, you earn 1 Reward point on every Rs. 100 you spend and redeem these points against several options of your choice. This card also offers benefits like ‘buy one get one offer’ on BookMyShow.com, Nexxt Auto Assist like – roadside repair, emergency towing, medical assistance, keys locked in, etc. Moreover, you can save on fuel transactions by getting the 1% fuel surcharge waived off every time.

View More
Add to Compare

Paytm HDFC Bank Business Credit Card

Paytm HDFC Bank Business Credit Card is a Co-Branded card business card by HDFC Bank in partnership with Paytm made exclusively for Paytm customers. The card is also best suited for business professionals who can get quick loans for their businesses at Low-cost EMI options. HDFC Bank also offers two personal credit cards named Paytm HDFC Bank Credit Card and Paytm HDFC Bank Credit Card Select in partnership with Paytm. Paytm HDFC Bank Business Credit Card comes with an annual fee of Rs. 500 and the renewal fees of Rs. 500 as well. The card is best known for its cashback on all purchases in Paytm Mall and 3% cashback on monthly bill payments. The card offers free Paytm First Membership and milestone benefits of up to Rs.500 worth Gift Voucher on spends of Rs.1 Lac in a year (Non-EMI Spends). The card appears to be a small version of Paytm HDFC Bank Select Business Credit Card with small benefits but also lesser annual charges. We are here with a detailed review of this credit card. Keep reading for more information:

View More
Add to Compare

RBL Bank ShopRite Credit Card

Looking for a credit card that allows you to save on all your spends? The RBL Bank ShopRite credit card might suit you the best. It comes with exclusive Reward offers on grocery purchases and exciting discount offers on movies on booking the tickets via Bookmyshow. With a joining fee of Rs. 500, it provides you with a welcome bonus of 2,000 Reward Points if you make your first purchase within 30 days of getting the card from the issuer. Also, the annual fee of Rs. 500 of this credit card is eligible for a waiver if the cardholder spends an amount exceeding Rs. 1.5 Lakhs using his credit card in the previous year. So, the card allows you to save in an incredible manner as you can earn a maximum of 20 Reward Points on every Rs. 100 you spend and easily redeem the reward points against various options of your choice. To get detailed information about the benefits, fees, and charges of the RBL Bank ShopRite Credit card, keep reading further:

View More