Citi Rewards Credit Card

  • Joining Fee: Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders)
  • Renewal Fee: Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Up to 2,500 Reward Points
Add to Compare

The Citi Rewards Credit Card aims at delivering its cardholders with lucrative Reward offers across several categories. With a joining fee of Rs. 1,000, the card offers an amazing opportunity as a welcome benefit to earn up to 2,500 bonus Reward Points. The card offers 1 Reward Point per Rs. 125 spent and 10x Reward Points or purchases made on apparel & departmental stores. Not only this, but one can also receive bonus Reward Points every month by spending Rs. 30,000 or more in a month. These Reward Points are redeemable against a variety of categories, including fuel, AirMiles, cashback, etc. The card has a nominal yearly fee of Rs. 1,000, which can be waived off on spending  Rs. 30,000 or more in the previous year. Read on for more information on Citibank Rewards Credit Card.

New Features

Spend Based Waiver

Get the renewal fee waiver on spending Rs. 30,000 or more in the previous year.


Interest Rates

3.75% per month (45% per month)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge is waived off at all Indian Oil outlets for a minimum fuel transaction of Rs. 10.

Foreign Currency Markup

3.5% on all foreign currency spends


Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

Movie & Dining

A discount of up to 20% on dining at partnered restaurants.


Travel

N/A


International Lounge Access

N/A

Rewards Rate

1 Reward point for spending Rs. 125 and 10 Reward Points on Rs. 125 you spend on departmental stores.


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

The Reward Points are redeemable against Air Miles, product catalog, or cash back whenever you want with a rate of 1 RP = up to Re. 0.30.


Domestic Lounge Access

N/A


Zero Liability Protection

The card member will not be liable for any unauthorized transactions made on the card once the card is reported lost/stolen to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Axis Bank Freecharge Plus Credit Card

The Axis Bank Freecharge Plus Credit Card is the superior version of the Freecharge Credit Card issued by the Axis Bank. It is a virtual credit card that you can get instantly after approval on the Freecharge app. However, you can order the physical card as well, but the virtual card gets you all the benefits of the physical card. It comes with a joining and annual fee of Rs. 350 and earns you gift vouchers worth Rs. 700 on card activation. With this card, you can earn up to 5% cashback on all your transactions and bonus Edge Reward Points every month on achieving the required milestone spend. Other than all this, you get exciting discount offers on dining under the Axis Bank’s Dining delights program. Moreover, you get a 1% fuel surcharge waiver at all fuel stations when you pay using your Freecharge Plus Card. To let you save even more, the card comes with a spend-based waiver of the renewal fee. To know more about the Axis Bank Freecharge Plus Credit Card and its fees & charges, go through the full article:

View More
Add to Compare

American Express Platinum Charge Card

The Platinum Charge card is a flagship offering by the popular card issuer, American Express. It is a top-end credit card and comes with a host of travel benefits that make your life easier while traveling and gives you access to special discounts at leading hotel chains, airlines, etc. You get many other privileges, including unlimited complimentary domestic and international airport lounge access. It is one of the two Charge Cards that American Express is currently offering. Apart from the travel benefits, one of the unique features of this card is that it has no preset credit limit. You also get fast-track upgrades to higher tiers on some of the most premium hotel loyalty programs, and in case you need any assistance planning your trip, AmEx 24×7 concierge service is always there at your rescue.

View More
Add to Compare

Axis Bank ACE Credit Card

The Axis Bank ACE credit card launched in partnership with Google Pay and Visa aims to capitalize on the internet penetration and heavy growth of online payments in the country, especially after the COVID-19 pandemic. With this card, you get 5% cashback on electricity, gas, water, internet bill payments made through Google Pay Android application along with 4% cashback on popular merchants like Swiggy, Zomato, and Ola. Axis Bank is targeting young professionals with this credit card who mainly use these popular merchants and are new to the credit scene. In addition to the cashback offers, the ACE credit card offers complimentary domestic airport lounge access, 20% off on dining at over 4000 partner restaurants, and other benefits. Check out our Axis Bank ACE credit card review to know more about this card.

View More