Citi Rewards Credit Card

Joining Fee: Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders)
Renewal Fee: Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders)
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Up to 2,500 Reward Points

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The Citi Rewards Credit Card aims at delivering its cardholders with lucrative Reward offers across several categories. With a joining fee of Rs. 1,000, the card offers an amazing opportunity as a welcome benefit to earn up to 2,500 bonus Reward Points. The card offers 1 Reward Point per Rs. 125 spent and 10x Reward Points or purchases made on apparel & departmental stores. Not only this, but one can also receive bonus Reward Points every month by spending Rs. 30,000 or more in a month. These Reward Points are redeemable against a variety of categories, including fuel, AirMiles, cashback, etc. The card has a nominal yearly fee of Rs. 1,000, which can be waived off on spending Rs. 30,000 or more in the previous year. Read on for more information on Citibank Rewards Credit Card.

New Features

Spend Based Waiver

Get the renewal fee waiver on spending Rs. 30,000 or more in the previous year.

Interest Rates

3.75% per month (45% per month)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge is waived off at all Indian Oil outlets for a minimum fuel transaction of Rs. 10.

Foreign Currency Markup

3.5% on all foreign currency spends

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

Movie & Dining

A discount of up to 20% on dining at partnered restaurants.

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1 Reward point for spending Rs. 125 and 10 Reward Points on Rs. 125 you spend on departmental stores.

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

The Reward Points are redeemable against Air Miles, product catalog, or cash back whenever you want with a rate of 1 RP = up to Re. 0.30.

Domestic Lounge Access

N/A

Zero Liability Protection

The card member will not be liable for any unauthorized transactions made on the card once the card is reported lost/stolen to the bank.

Pros

No data available

Cons

No data available

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