Citibank PremierMiles Credit Card

  • Joining Fee: Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)
  • Renewal Fee: Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: 10,000 Miles on the spends of Rs. 1,000 or more in the first 2 months of card issuance.
Add to Compare

Citibank PremierMiles Credit Card is one of the best offerings in the credit card market of India in the travel category. If you’re a frequent flier (particularly a frequent domestic flier), you can not go wrong with this card. It is a reward points-based card, you earn reward points as AirMiles (or just Miles). Although these Miles can be redeemed for multiple shopping purposes, you get more value on redemption against flight/hotel bookings with partner airlines/hotel chains or on Citibank’s PremierMiles portal. These Miles can also be transferred to other airlines/hotel loyalty programs. Citibank gives you 10,000 Miles as a signup benefit and 3000 Miles every year when your card membership is renewed. You earn 10 Miles for every Rs. 100 spent on flight bookings or on the bank’s PremierMiles portal. All other transactions earn you 4 Miles per Rs. 100 spent. Other travel benefits include 32 domestic lounge visits every year with the Visa Signature variant and 24 domestic lounge visits per year with the MasterCard variant. However, you don’t get any international lounge access with this credit card. Read on to learn more about Citi PremierMiles Credit Card.

New Features

Spend Based Waiver

N/A


Interest Rates

3.75% per month (or 45% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge reversed at authorized Indian Oil refill stations

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2% or the amount withdrawn, subject to a minimum charge of Rs. 300

Movie & Dining

Up to 20% discount on dining bills at partner restaurants.


Travel

Miles earned can be used to make travel bookings or transfer to various hotel/flight loyalty programs, complimentary domestic airport lounge access


International Lounge Access

N/A

Rewards Rate

10 Miles/Rs. 100 spent for airline transactions and 4 Miles/Rs. 100 spent for all other transactions. No Miles earned on certain spends categories (details below).


Golf

N/A


Insurance Benefits

Personal air accident cover worth Rs. 1,00,00,000.

Reward Redemption

1 Mile = 0.5 AirMile for partner airlines, 1 Mile = Re. 0.45 for travel related categories, 1 Mile = Re. 0.30 for utility, fuel and retail categories, and 1 Mile = Re. 0.20 for other categories.


Domestic Lounge Access

6 domestic lounge access/quarter with MasterCard variant. 8 domestic lounge access/quarter with Visa Signature variant.


Zero Liability Protection

Zero liability protection (limited to Rs. 10 lacs) against fraudulent usage up to 2 days prior to the card block date.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Bank of Baroda Swavlamban Credit Card

The Bank of Baroda Swavlamban Credit Card is an entry-level card offered by the bank. It comes with an annual fee of Rs. 250, which you can easily get waived off by using your credit card regularly and achieving the required annual spend. A very special thing about this credit card is that cardholders can use up to 105% of their credit limit without any over-limit charges. Generally, all credit cards charge an over-limit fee even if you spend a single penny above your credit limit, but this is not the case with this card. Talking about its reward rate and other benefits, it offers a decent reward rate of 1% across all the categories and the cardholders can redeem their earned rewards against their card’s outstanding balance. Other features of the card include insurance against accidental death, fuel surcharge waiver, zero liability protection, etc. For detailed information about the BoB Swavlamban Credit Card, its features, and fees & charges, keep reading:

View More
Add to Compare

Samsung Axis Bank Infinite Credit Card

The Samsung Axis Bank Infinite Credit Card is a newly launched co-branded credit card offered by Axis Bank in collaboration with Samsung, a multinational electronics corporation. The Bank has launched two Samsung credit cards: the Samsung Axis Bank Infinite Credit Card and the Samsung Axis Bank Signature Credit Card. The Infinite credit card is a premium credit card and as the name suggests, it is meant to provide benefits for shopping at Samsung. The card welcomes you with 30,000 EDGE Reward Points which can be availed on making 3 transactions within 30 days of card issuance. For purchases made for Samsung Products, the card offers 10% cashback and offers up to 15 EDGE points on all spends of Rs. 100. Being a premium credit card, the Samsung Axis Infinite card offers great travel benefits where you can enjoy complimentary domestic as well as international Aiport lounge visits. Moreover, the card offers great dining benefits with which you can enjoy plenty of offers at various restaurants. To know more about the Samsung Infinite credit card, refer to the following details.

View More
Add to Compare

RBL Bank Platinum Maxima Plus Credit Card

The RBL Bank Platinum Maxima Plus Credit Card is a premium offering tailored for individuals seeking enhanced rewards and lifestyle benefits. With an annual fee of ₹2,500, cardholders receive a welcome bonus of 10,000 reward points upon making their first purchase within 30 days of card issuance and settling the membership fee by the due date. The card's reward structure includes earning 2 reward points for every ₹100 spent on general purchases. Additionally, it offers 5X rewards (10 points per ₹100) on dining, entertainment, grocery, and international transactions, capped at 1,000 reward points per month. Cardholders also enjoy lifestyle perks such as one complimentary movie ticket per month (up to ₹200) through BookMyShow upon purchasing a minimum of two tickets, and up to eight complimentary domestic airport lounge accesses annually (limited to two per quarter). The card provides milestone benefits, granting 10,000 bonus reward points upon reaching annual spending thresholds of ₹2 lakh, ₹3.5 lakh, and ₹5 lakh, respectively.

View More