Citibank PremierMiles Credit Card

  • Joining Fee: Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)
  • Renewal Fee: Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: 10,000 Miles on the spends of Rs. 1,000 or more in the first 2 months of card issuance.
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Citibank PremierMiles Credit Card is one of the best offerings in the credit card market of India in the travel category. If you’re a frequent flier (particularly a frequent domestic flier), you can not go wrong with this card. It is a reward points-based card, you earn reward points as AirMiles (or just Miles). Although these Miles can be redeemed for multiple shopping purposes, you get more value on redemption against flight/hotel bookings with partner airlines/hotel chains or on Citibank’s PremierMiles portal. These Miles can also be transferred to other airlines/hotel loyalty programs. Citibank gives you 10,000 Miles as a signup benefit and 3000 Miles every year when your card membership is renewed. You earn 10 Miles for every Rs. 100 spent on flight bookings or on the bank’s PremierMiles portal. All other transactions earn you 4 Miles per Rs. 100 spent. Other travel benefits include 32 domestic lounge visits every year with the Visa Signature variant and 24 domestic lounge visits per year with the MasterCard variant. However, you don’t get any international lounge access with this credit card. Read on to learn more about Citi PremierMiles Credit Card.

New Features

Spend Based Waiver

N/A


Interest Rates

3.75% per month (or 45% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge reversed at authorized Indian Oil refill stations

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2% or the amount withdrawn, subject to a minimum charge of Rs. 300

Movie & Dining

Up to 20% discount on dining bills at partner restaurants.


Travel

Miles earned can be used to make travel bookings or transfer to various hotel/flight loyalty programs, complimentary domestic airport lounge access


International Lounge Access

N/A

Rewards Rate

10 Miles/Rs. 100 spent for airline transactions and 4 Miles/Rs. 100 spent for all other transactions. No Miles earned on certain spends categories (details below).


Golf

N/A


Insurance Benefits

Personal air accident cover worth Rs. 1,00,00,000.

Reward Redemption

1 Mile = 0.5 AirMile for partner airlines, 1 Mile = Re. 0.45 for travel related categories, 1 Mile = Re. 0.30 for utility, fuel and retail categories, and 1 Mile = Re. 0.20 for other categories.


Domestic Lounge Access

6 domestic lounge access/quarter with MasterCard variant. 8 domestic lounge access/quarter with Visa Signature variant.


Zero Liability Protection

Zero liability protection (limited to Rs. 10 lacs) against fraudulent usage up to 2 days prior to the card block date.

Pros

No data available

Cons

No data available

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