Citibank Prestige Credit Card

  • Joining Fee: Rs. 20,000 (plus applicable taxes)
  • Renewal Fee: Rs. 20,000 (plus applicable taxes)
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: 2,500 bonus reward points and a benefit worth Rs. 10,000 from ITC hotels or the Taj group.
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Citi Prestige Credit Card is a super premium travel and lifestyle credit card by Citibank. Although it does offer very good reward rates on retail purchases, we still consider it majorly a travel credit card targeted at high net-worth frequent fliers as the reward redemption rate is the highest on transferring the reward points to partner airlines’ AirMiles programs (1 Reward Point = 4 AirMiles). On top of that you also get a host of other travel benefits; whether it is the welcome gift from the Taj group and ITC hotels or the complimentary extra night stay at any hotel around the world, the travel benefits that the Citi Prestige credit card offers are simply unparalleled. You also get a complimentary Priority Pass membership with unlimited domestic and international lounge access around the world for both primary and addon card holders. Read on to know more about this credit card.

New Features

Spend Based Waiver


Interest Rates

3.75% per month or 45% annually

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waived at authorised Indian Oil outlets.

Foreign Currency Markup

3.5% (plus applicable taxes)

Cash Advance Charges

2% of the withdrawn amount, subject to a minimum amount of Rs. 300.

Movie & Dining

Up to 50% off on movie ticket bookings on BookMyShow.


Unlimited complimentary airport lounge access worldwide through the Priority Pass, a complimentary extra night at any hotel around the world (for min. 4 nights stay).

International Lounge Access

Unlimited with Priority Pass (for primary and add-on cardholders)

Rewards Rate

1 Reward Points for every Rs. 100 on domestic spends, 2 Reward Points for every Rs. 100 on international spends.


4 complimentary rounds and lessons of golf annually at over 15 golf destinations in India, and an additional golf lesson for every Rs. 50,000 spent.

Insurance Benefits

Air accident cover worth Rs. 5 crore, lost card protection worth Rs. 10,o00,000, overseas medical insurance worth USD 50,000.

Reward Redemption

1 Reward Point = Re. 1, 1 RP = 4 Airmiles for redemption against airmiles, 1 RP = 1 Taj InnerCircle point and 1 reward point = 4 IHG points.

Domestic Lounge Access

Unlimited with Priority Pass (for primary and add-on cardholders)

Zero Liability Protection

Protection worth Rs. 10,00,000 from 96 hours prior to 48 hours post the reporting the loss of card.


No data available


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