Benefites of SBI Credit Card Total Benefits...
Club Vistara SBI Card PRIME
- Joining Fee: Rs. 2,999 (plus applicable taxes)
- Renewal Fee: Rs. 2,999 (plus applicable taxes)
- Best Suited For: Travel
- Reward Type: Reward Points
- Welcome Benefites: 1 complimentary Premium Economy class ticket as a gift voucher on payment of the joining/renewal fee.
SBI joined hands with Air Vistara and launched two co-branded travel credit cards- Club Vistara SBI Credit Card and Club Vistara SBI Card PRIME. The cards were launched simultaneously in November 2019. These are MasterCard cards that offer travel benefits on Air Vistara airline as CV (Club Vistara) points. You earn 4 CV Points for every Rs. 200 spent using the card. The card also gives you 1 Premium Economy class ticket as a welcome gift on payment of the joining/renewal fee. Although the card does not fall in the premium category, it offers very attractive air insurance benefits where you can get an air accident cover and multiple other air travel-related insurances like insurance cover for loss/delay/damage of the check-in baggage.
New Features
Spend Based Waiver
None
Interest Rates
3.5% per month (42% per annum)
Add-on Card Fee
Nil
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge applicable, subject to a minimum amount of Rs. 10.
Foreign Currency Markup
3.5% (plus applicable taxes)
Cash Advance Charges
2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)
Movie & Dining
N/A
Travel
1 Premium Economy Class ticket each on the annual expenditure of Rs. 1.5 lakh, 3 lakh, 4.5 lakh and 8 lakh, complimentary domestic as well as international lounge visits, discounts on car rentals, hotel bookings, and destination programs in Japan, Korea, Macau and Singapore.
International Lounge Access
4 complimentary visits per year (max 2 per quarter) with Priority Pass membership.
Rewards Rate
4 CV (Club Vistara) points/Rs, 200 for every spend, including fuel transactions.
Golf
N/A
Insurance Benefits
Insurance cover for up to 6 flight ticket cancelations per year (each limited to Rs. 3,500), air accident cover up to Rs. 1 crore, and insurance of up to Rs. 72,000 for loss of check-in baggage, Rs. 7,500 if the baggage is delayed, Rs. 5,000 if the baggage is damaged, and a cover of Rs. 12,500 in case you lose your baggage during air travel.
Reward Redemption
Club Vistara Points can be redeemed for booking award flights, class upgrades, or against any seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.2)
Domestic Lounge Access
8 complimentary access to domestic lounges (2 per quarter)
Zero Liability Protection
Up to Rs. 1 lakh Lost card liability protection from 48 hours prior to reporting the loss of card till 7 days post reporting the loss to the bank.
Pros
No data available
Cons
No data available