Doctor’s IMA SBI Card

Joining Fee: Rs 1,499 (plus applicable taxes)
Renewal Fee: Rs. 1,499
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: Get a complimentary travel gift voucher from Yatra.com worth Rs. 1500. Voucher will be redeemed online at the time of purchase.

Apply Now

Add to Compare

With exclusive benefits for doctors, the Doctor’s IMA SBI Card is the only credit card which is associated with the Indian Medical Association (IMA). The card is made to complement the rigorous lifestyle of a doctor, whether that includes travel benefits, insurance benefits, or advantages on international and medical expenditures. The cardholders get multiple reward points on expenses related to medical supplies or overseas spending. The one-time annual fee of this card is Rs. 1,499 exclusive of taxes and a renewal fee of Rs. 1,499 inclusive of taxes. Cardholders also get the benefit of renewal fee reversal once they spend Rs. 2 Lakhs in an annum. This card comes with multiple features and benefits which have been curated by SBI keeping in mind the requirements of a healthcare worker.

New Features

Spend Based Waiver

Renewal Fee is reversed on annual spends of Rs. 2 Lakhs

Interest Rates

3.5% per month or 42% per year

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes)

Fuel Surcharge

Waiver of 1 % fuel surcharge at all petrol stations in the country (max Rs. 250 per cycle)

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5 % of the transaction amount or Rs. 500, whichever is lower

Movie & Dining

Travel

Free access to the priority pass program worth $99 under International Lounge Benefits

International Lounge Access

Complimentary Lounge Access for international airports 4 times a year, maximum 2 times a quarter

Rewards Rate

1 Reward Point per Rs. 100 spent with a reward rate of 0.25% and 5 Reward Points per Rs. 100 spent on medical supplies, travel bookings and international spends with a reward rate of 1.25% and 5 reward points on all spends on Doctor’s Day.

Golf

Insurance Benefits

Get Professional Indemnity Insurance which covers up to Rs 20 lakhs per card and includes court awards, out-of-court settlement expenses, and reimbursement of legal and defense cost

Reward Redemption

Reward points can be redeemed against an array of options from the reward point catalogue. 1 Reward Point = Rs. 0.25

Domestic Lounge Access

Complimentary Lounge Access for domestic airports 8 times a year, maximum 2 times a quarter

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made with card post reporting the loss of card to the bank

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Emeralde Credit Card

ICICI Bank Emeralde Credit Card is among the most premium offering by the bank and can be considered a tough competitor to the HDFC’s Infinia credit card. With this card, ICICI targets HNIs (High Net-Worth Individuals) who frequently go on business trips and don’t want to compromise with their lifestyle. ICICI Bank Emeralde Credit Card offers exclusive benefits like a 24×7 concierge service (that provides assistance regarding hotel/restaurant reservations, flight bookings, car rentals), unlimited complimentary airport lounge access to domestic as well as international terminals, personal air accident insurance cover of Rs. 3 crore, etc. Keeping all the traveling requirements of its premium customers in mind, ICICI charges a nominal foreign currency markup fee of 1.5% on transactions made in a different currency and a zero cash advance fee on cash withdrawals from ATMs. ICICI Bank used to offer the Emeralde Credit Card in two variants- MasterCard and American Express variants. But since both these payment networks are currently not allowed to onboard new customers, the bank has recently also launched the card on the Visa platform. One unique feature of ICICI Bank Emeralde Credit Card is that it allows you to choose between two membership plans- the monthly plan, where the cardholders need to pay a monthly fee of Rs. 1,000 and the annual plan with an annual membership fee of Rs. 12,000.

Add to Compare

Bank of Baroda ( BoB ) Easy Credit Card

For those who wish to own a credit card without heavy joining and renewal fees, not to worry, we are here to help you. The Bank of Baroda offers you one such card having zero joining and renewal fee, that is, Bank of Baroda Easy Credit Card. This card is perfect for daily spending as it will earn you reward points in return. You earn 5 reward points on spending Rs. 100 on movies, groceries, and departmental stores. This card offers you a cash-back of 0.5% on the payment of the card bill. Moreover, this card covers zero liability protection on the loss of the card. To learn more about the card, kindly read the below-given features and benefits.

Add to Compare

HDFC Bank INFINIA Credit Card Metal Edition

The Infinia Credit Card is the most premium product offered by the HDFC bank. Recently, HDFC relaunched the Infinia Credit Card in the metallic variant (all new issuances of the card will now be on the metallic variant). It is an invite-only card as HDFC is targeting HNIs (High Net-Worth Individuals) with this card who want a luxurious lifestyle. The card offers exclusive privileges like 24*7 concierge services, access to premium golf destinations, and attractive dining benefits at some of the country’s most premium restaurant chains. All these benefits put this card in direct competition with ICICI Bank Emeralde Credit Card, Citibank Prestige Card, and Standard Chartered Ultimate Credit Card. Keeping the international traveling needs of its premium customers in consideration, HDFC offers a lower foreign currency exchange rate of 2% and a complimentary membership to the Priority Pass program with this card. HDFC Infinia Metal is a Reward Points-based card: you earn 5 Reward Points for every Rs. 150 spent using this card. Although the membership fee for this card is slightly on the higher side, Rs. 12,500/annum, is most certainly worth it and it can be the card of preference for you if you’re someone who is financially stable and can not compromise with your lifestyle needs. To understand the features of this card is more detail, go through the HDFC Infinia Metal Review given in the article:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all