Doctor’s IMA SBI Card

Joining Fee: Rs 1,499 (plus applicable taxes)
Renewal Fee: Rs. 1,499
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: Get a complimentary travel gift voucher from Yatra.com worth Rs. 1500. Voucher will be redeemed online at the time of purchase.

Apply Now

Add to Compare

With exclusive benefits for doctors, the Doctor’s IMA SBI Card is the only credit card which is associated with the Indian Medical Association (IMA). The card is made to complement the rigorous lifestyle of a doctor, whether that includes travel benefits, insurance benefits, or advantages on international and medical expenditures. The cardholders get multiple reward points on expenses related to medical supplies or overseas spending. The one-time annual fee of this card is Rs. 1,499 exclusive of taxes and a renewal fee of Rs. 1,499 inclusive of taxes. Cardholders also get the benefit of renewal fee reversal once they spend Rs. 2 Lakhs in an annum. This card comes with multiple features and benefits which have been curated by SBI keeping in mind the requirements of a healthcare worker.

New Features

Spend Based Waiver

Renewal Fee is reversed on annual spends of Rs. 2 Lakhs

Interest Rates

3.5% per month or 42% per year

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes)

Fuel Surcharge

Waiver of 1 % fuel surcharge at all petrol stations in the country (max Rs. 250 per cycle)

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5 % of the transaction amount or Rs. 500, whichever is lower

Movie & Dining

Travel

Free access to the priority pass program worth $99 under International Lounge Benefits

International Lounge Access

Complimentary Lounge Access for international airports 4 times a year, maximum 2 times a quarter

Rewards Rate

1 Reward Point per Rs. 100 spent with a reward rate of 0.25% and 5 Reward Points per Rs. 100 spent on medical supplies, travel bookings and international spends with a reward rate of 1.25% and 5 reward points on all spends on Doctor’s Day.

Golf

Insurance Benefits

Get Professional Indemnity Insurance which covers up to Rs 20 lakhs per card and includes court awards, out-of-court settlement expenses, and reimbursement of legal and defense cost

Reward Redemption

Reward points can be redeemed against an array of options from the reward point catalogue. 1 Reward Point = Rs. 0.25

Domestic Lounge Access

Complimentary Lounge Access for domestic airports 8 times a year, maximum 2 times a quarter

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made with card post reporting the loss of card to the bank

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Uni Pay 1/3rd Card

Uni Pay 1/3rd Card is a Pay Later Card that allows you to split your monthly spends into three equal installments to be paid over the next three months. Uni Card is although not a traditional credit card, it works very much like credit cards as you get a monthly credit limit against a line of credit. The key difference between a traditional credit card and Uni Card for the end-user is, while credit cards require you to pay the entire amount due within the grace period (usually 15-20 days post the end of the monthly payment cycle), Uni Card allows you to split your repayment amount into three equal installments. Uni Card is issued by Uniorbit Technologies on the Visa payment platform in partnership with its banking partners RBL Bank and SBM Bank and NBFC partner Liquidoans. Uni Card is accepted by 99.9% of the merchants that accept Visa credit/debit cards. Read on to learn more about the Uni Pay 1/3rd Card.

Add to Compare

Yes Bank First Exclusive Credit Card

The First Exclusive credit card is a high-end offering by Yes Bank. It can be considered a direct competitor to HDFC’s most premium Infinia credit card. The card comes with complimentary access to both international as well as Domestic airport lounges. Apart from that, what makes this card such a lucrative offering in the premium segment is one of the lowest foreign currency markups by industry standards (1.75%). But that’s not it, since it is a very premium card, you also get many other benefits like 24×7 concierge service, complimentary rounds of golf, Priority Pass membership, and movie ticket bookings at a discounted rate. Read the article for further information about this card.

Add to Compare

Kotak Royale Signature Credit Card

The Kotak Royale Signature Credit Card is a basic card offered by the Kotak Mahindra Bank in order to deliver its cardholders with thrilling Reward offers and travel benefits. The card has zero joining fee and offers opportunities to earn Reward Points for all your spends. You get 2 Reward Points for Rs. 150 spent with this card, and 4 Reward Points per Rs. 150 spent on selected categories, such as hotels, restaurants, and international spends. On reaching the milestone spends, you can earn up to 30,000 bonus Reward Points every year. In order to make its customers’ travel experiences even better, this card provides complimentary access to domestic lounges every quarter to several participating lounges in India. Moreover, you can save a lot on fuel & railway transactions with this card as it comes with a fuel and railway surcharge waiver. There are a number of more benefits of the Kotak Royale Signature Credit Card. To learn about all of them, keep reading the following details:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all