Doctor’s IMA SBI Card

  • Joining Fee: Rs 1,499 (plus applicable taxes)
  • Renewal Fee: Rs. 1,499
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: Get a complimentary travel gift voucher from worth Rs. 1500. Voucher will be redeemed online at the time of purchase.
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With exclusive benefits for doctors, the Doctor’s IMA SBI Card is the only credit card which is associated with the Indian Medical Association (IMA). The card is made to complement the rigorous lifestyle of a doctor, whether that includes travel benefits, insurance benefits, or advantages on international and medical expenditures. The cardholders get multiple reward points on expenses related to medical supplies or overseas spending. The one-time annual fee of this card is Rs. 1,499 exclusive of taxes and a renewal fee of Rs. 1,499 inclusive of taxes. Cardholders also get the benefit of renewal fee reversal once they spend Rs. 2 Lakhs in an annum. This card comes with multiple features and benefits which have been curated by SBI keeping in mind the requirements of a healthcare worker.

New Features

Spend Based Waiver

Renewal Fee is reversed on annual spends of Rs. 2 Lakhs

Interest Rates

3.5% per month or 42% per year

Add-on Card Fee


Rewards Redemption Fee

Rs. 99 (plus applicable taxes)

Fuel Surcharge

Waiver of 1 % fuel surcharge at all petrol stations in the country (max Rs. 250 per cycle)

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5 % of the transaction amount or Rs. 500, whichever is lower

Movie & Dining



Free access to the priority pass program worth $99 under International Lounge Benefits

International Lounge Access

Complimentary Lounge Access for international airports 4 times a year, maximum 2 times a quarter

Rewards Rate

1 Reward Point per Rs. 100 spent with a reward rate of 0.25% and 5 Reward Points per Rs. 100 spent on medical supplies, travel bookings and international spends with a reward rate of 1.25% and 5 reward points  on all spends on Doctor’s Day.



Insurance Benefits

Get Professional Indemnity Insurance which covers up to Rs 20 lakhs per card and includes court awards, out-of-court settlement expenses, and reimbursement of legal and defense cost

Reward Redemption

Reward points can be redeemed against an array of options from the reward point catalogue. 1 Reward Point = Rs. 0.25

Domestic Lounge Access

Complimentary Lounge Access for domestic airports 8 times a year, maximum 2 times a quarter

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made with card post reporting the loss of card to the bank


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