Emirates Skywards ICICI Bank Sapphiro Credit Card

  • Joining Fee: Rs. 5,000
  • Renewal Fee: Rs. 5,000
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: 5,000 bonus Skyward Miles and complimentary Emirates Skywards Silver Tier membership.
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The Emirates Skywards ICICI Bank Sapphiro Credit Card is one of the three new co-branded travel credit cards issued by the ICICI Bank in collaboration with Emirates airlines, the other two cards being the Emirates ICICI Emeralde Credit Card and Emirates ICICI Rubyx Credit Card. The Sapphiro variant is issued at a joining fee of Rs. 5,000 and welcomes you with a bonus of 5,000 Skywards Miles that can be used for travel-related bookings via the Emirates Skywards website. You can gain up to 2 Skyward Miles per Rs. 100 spent with the card and redeem them for a host of options by logging in to your Emirates account. Other than this, you get compelling travel benefits including complimentary Emirates Skywards silver tier membership which can be upgraded to the Gold tier on achieving the milestone spend from the second year. You also get complimentary domestic as well as international lounge access every year and a lot more benefits. Talking about its entertainment privileges, you can avail of up to 2 complimentary movie tickets monthly under the Buy 1 Get 1 free (BOGO) offer. The Emirates Skywards ICICI Bank Sapphiro Card has a lot more exciting benefits and features. To know all of them, go through the complete article:

New Features

Spend Based Waiver


Interest Rates

3.40% per month

Add-on Card Fee

Rs. 250

Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Foreign Currency Markup

3.5% on all international transactions.

Cash Advance Charges

2.5% of the amount or Rs. 500 (whichever is higher)

Movie & Dining

Buy 1 Get 1 Free movie tickets on BookMyShow


Complimentary access to domestic and international lounges as well as spa sessions.

International Lounge Access

2 complimentary access to international lounges annually.

Rewards Rate

2 Skyward Miles on every Rs. 100 spend, 1 Skyward Mile per Rs. 100 spent on insurance and utility.



Insurance Benefits


Reward Redemption

The Skyward Miles that you earn will be automatically credited to your Emirates Skywards account.

Domestic Lounge Access

2 complimentary access to domestic lounges per quarter if you spend Rs.  5,000 in the previous quarter.

Zero Liability Protection

Zero liability for the cardholder in case of any fraudulent transaction is performed with the card post the time of reporting the loss of card to the bank.


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