Benefites of SBI Credit Card Total Benefits...
Etihad Guest SBI Credit Card
- Joining Fee: Rs. 1,499 (plus applicable taxes)
- Renewal Fee: Rs. 1,499 (plus applicable taxes)
- Best Suited For: Travel
- Reward Type: Reward Points
- Welcome Benefites: 2,500 Etihad Guest Miles, Etihad Guest Silver tier status, 1 complimentary wifi voucher on first booking for Etihad Airways
SBI Cards launched Etihad Guest SBI Card in partnership with the UAE-based airline, Etihad Airways in 2019. It is the lower version of the more premium Etihad Guest SBI Premier Card (also launched at the same event) which offers better benefits and carries a substantially higher annual fee of Rs. 4,999 whereas this card has an annual fee of Rs. 1,499. We have already covered the Premier variant in one of our earlier posts. These cards were launched when the travel industry was at an all time high and travel-related expenses accounted for a substantial portion of the total credit card spends. The card earns you AirMiles at quite a high reward rate on Etihad Airways bookings; you earn decent reward points on other spends as well. Apart from these AirMiles benefits, you also get many other travel-related privileges with this card. To learn more about this card by SBI cards and Etihad Airways keep reading.
New Features
Spend Based Waiver
Annual membership fee waived off (2nd year onwards) on minimum spends of Rs. 3 lakh in the previous year
Interest Rates
3.5% per month (or 42% annually)
Add-on Card Fee
Nil
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waiver applicable at all fuel stations in India for purchases between Rs. 500 and Rs. 4,000 (max benefit capped at Rs. 250 per payment cycle)
Foreign Currency Markup
3.5% (plus applicable taxes)
Cash Advance Charges
2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)
Movie & Dining
N/A
Travel
Etihad Guest Silver tier status, 2,500 Etihad Guest Miles, free wifi voucher on first Etihad Airways booking, 10% discount on business class and 3% discount on economy class tickets on direct Etihad Airways bookings, up to 5% discount on reward miles redemption, complimentary domestic lounge access, complimentary Priority Pass membership
International Lounge Access
Complimentary Priority Pass membership worth USD 99
Rewards Rate
3 Etihad Guest Miles per Rs. 100 you spend on Etihad.com, 2 Etihad Guest Miles per Rs. 100 you spend on International transactions, 1 Etihad Guest Mile on other Rs. 100 spends.
Golf
N/A
Insurance Benefits
Overseas air accident cover of Rs. 25 lakh, fraud liability cover worth Rs. 50,000, lost baggage cover of up to USD 1,000
Reward Redemption
Etihad Guest Miles earned redeemable for booking flights, hotels and renting cars from participating travel partners, and for purchasing products from etihadguest.com or its travel partner services. Etihad Miles can also be used to pay for purchases made using the credit card.
Domestic Lounge Access
8 complimentary access to domestic lounges annually (max 2/quarter)
Zero Liability Protection
Fraud liability cover of Rs. 50,000 applicable on the lost card from 48 hours prior to reporting and 7 days post reporting.
Pros
No data available
Cons
No data available