Federal Bank Visa Imperio Credit Card

  • Joining Fee: Rs. 1,500
  • Renewal Fee: Rs. 1,500
  • Best Suited For: Movies | Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Amazon gift voucher worth Rs. 1,000
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Federal Bank Visa Imperio Credit Card is among the three newly launched credit cards by Federal bank. The other two cards are Federal bank Visa Celesta Credit Card and Federal bank Visa Signet Credit card. The Imperio Credit Card targets family-oriented individuals and hence provides most of its rewards and benefits keeping their requirements in mind. With this card, you can earn up to 3 Reward Points on every Rs. 100 you spend. Other than Reward offers, you get exclusive entertainment benefits, such as Buy 1 Get 1 Free offer on movie tickets on Inox. On dining, you can avail yourself of a discount of up to 15% using your Federal Bank Visa Imperio Credit Card. More of the card’s benefits include complimentary airport lounge access, fuel surcharge waiver, complimentary gift vouchers, and many more. To know all of its advantages, keep reading the detailed information given below:

New Features

Spend Based Waiver

The renewal fee is waived off on spending Rs. 1,50,000 or more in the previous year.


Interest Rates

0.49% to 3.49% per month.


Add-on Card Fee

Rs. 100 per add-on card

Rewards Redemption Fee

Rs. 99 per redemption request.


Fuel Surcharge

You get a 1% fuel surcharge waiver at all fuel stations.

Foreign Currency Markup

3.5% on all foreign currency transactions


Cash Advance Charges

2.5% of the withdrawn amount or a minimum of Rs. 500.

Movie & Dining

Buy 1 movie ticket and get 1 free on Inox, get up to 15% discount on dining through FedDelights Program.


Travel

You get complimentary domestic airport lounge access.


International Lounge Access

NA

Rewards Rate

3 Reward Points per Rs. 100 spent on groceries & healthcare, 2 Reward Points per Rs. 100 spent on utility spends, and 1 Reward Point per Rs. 100 spent on other categories.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The earned Reward Points can be redeemed at Federal Rewards at a rate of 1 Reward point = Re. 0.25.


Domestic Lounge Access

2 complimentary domestic lounge access every quarter.


Zero Liability Protection

The cardholder will not be liable for any fraudulent transactions on a lost/stolen card if the loss is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

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