Gild Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Free metal card holder

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The Gild Card is a secured FD-backed card by SBM Bank through which you can earn digital gold for your daily spends. Unlike a traditional FD, you can use this one for your daily spends without even breaking your FD. The Gild FD card program is managed by M2P Fintech, and you can earn up to 16% returns per year on your investments with the card. Just go to the Gild app and open your FD account without setting up a savings account. You can get a high interest rate of 7.7% p.a. on your fixed deposit and a 90% limit on the Gild card. There is no amount deducted from your FD when you make spends with your card, and you even get an interest-free credit period of 45 days. This lifetime free Gild card by SBM Bank comes in a free metal card holder as well. Read on to know more about this Gild card.

New Features

Spend Based Waiver

Interest Rates

30% p.a.

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

Nil

Foreign Currency Markup

2.5%

Cash Advance Charges

Rs. 125 per transaction (maximum capping at Rs. 10,000)

Movie & Dining

Travel

International Lounge Access

Rewards Rate

0.75% back as Petals on every transaction

Golf

Insurance Benefits

Reward Redemption

Petals can be redeemed for digital gold, where 1 Petal = Rs. 1 worth of digital gold

Domestic Lounge Access

Zero Liability Protection

Pros

No data available

Cons

No data available

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