Benefites of SBI Credit Card Total Benefits...
HDFC Bank Diners Club Black Metal Edition Credit Card
- Joining Fee: Rs. 10,000 + GST
- Renewal Fee: Rs. 10,000 + GST
- Best Suited For: Travel | Dining | Shopping
- Reward Type: Reward Points |
- Welcome Benefites: Complimentary Membership of Club Marriott, Swiggy One and Amazon Prime (On Spends of Rs. 1.5 Lakh Within 90 Days of Card Issuance)
HDFC Bank has launched the new and exciting Diners Club Black Credit Card. This metal card is sure to outshine the HDFC Bank Diners Club Black Credit Card and compete with the INFINIA Credit Card. The Diners Club Black Metal Credit Card is loaded with features and is a premium credit card offering. From golfing benefits for the sportsman in you to a comfortable experience at airports with unlimited lounge access, there are so many advantages attached to this credit card. Whether it’s dining, travel or shopping, you can earn a good number of benefits with the Diners Club Black Metal Card. If that isn’t enough, there is more that will motivate you to go on the shopping spree you desire. You can get up to 10,000 Reward Points on spends of Rs. 4 lakh each quarter. If you’re considering upgrading from the Diners Club Black Credit Card, or if you’re in the market for a premium card like Infinia or Magnus, this card is definitely worth considering. Let’s take a closer look at all the important details related to this card.
New Features
Spend Based Waiver
Spends of Rs. 8 Lakh in a Year to Waive Renewal Fee
Interest Rates
1.99% Monthly & 23.88% Annually
Add-on Card Fee
N/A
Rewards Redemption Fee
N/A
Fuel Surcharge
N/A
Foreign Currency Markup
2% of Transaction Amount
Cash Advance Charges
2.5% of the Total Amount or Rs. 500 (Whichever is Higher)
Movie & Dining
Benefits with Good Food Trails Program and 2X RPs on Weekend Dining
Travel
Unlimited Lounge Access for Primary and Add-On Cardholders
International Lounge Access
Unlimited Complimentary International Lounge Visits Across the World
Rewards Rate
Earn 5 RPs on Spends of Rs. 150 and 10X RPs on Spends Made on Smart Buy
Golf
6 Complimentary Golf Games Each Quarter
Insurance Benefits
Air Accident Insurance Worth Rs 2 Crore and Emergency Overseas Hospitalisation Worth Rs. 50 Lakh.
Reward Redemption
Redeem Rewards on SmartBuy or for Airmiles and Cashback
Domestic Lounge Access
Unlimited Complimentary Domestic Lounge Visits Across India
Zero Liability Protection
Credit Liability Cover Up to Rs. 9 Lakh.
Pros
Unlimited international and lounge access for primary and add-on card holders. 6 complimentary golf games each quarter.
Cons
The joining fee is Rs. 10,000, which might be high for some individuals. The renewal fee can be waived by spending Rs. 8 lakh in a card anniversary year. This amount might not be achieved by some people.