HDFC Bank Regalia Credit Card

Joining Fee: Rs. 2,500 (plus applicable taxes)
Renewal Fee: Rs. 2,500 + taxes
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: 2,500 bonus Reward points

Apply Now

Add to Compare

Looking for a credit card with traveling & lifestyle benefits? If yes, you’ve come to the right place. The HDFC Bank Regalia credit card comes with various travel and luxury rewards. With annual charges of Rs 2,500, this card welcomes you with 2,500 bonus Reward Points. The card has several advantages across different categories such as lifestyle, travel, and dining. It is one of the most popular Credit cards by HDFC with all such benefits. To keep their promise of luxury & travel benefits, the HDFC Regalia Card provides you with free Airport Lounge Access within India as well as outside. You earn 4 Reward Points every time you spend Rs. 150 using the card and these points can be redeemed against an array of categories with a value of up to Re. 0.5 per point. Also, the card charges a very low foreign currency markup which makes it a best choice for the international transactions. The card comes with great dining benefits, 24X7 Concierge services and much more. To know more, read the HDFC Regalia credit card review and its details below:

New Features

Spend Based Waiver

Get the annual fee waived off (second-year onwards) by spending more than 3 lakh in the previous year.

Interest Rates

3.6% per month or 43.2% annually

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs 99 (plus applicable taxes)

Fuel Surcharge

1% fuel surcharge waiver at all fuel stations in India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction.

Foreign Currency Markup

2% on all foreign currency transactions.

Cash Advance Charges

2.5% of the transaction amount or Rs. 500 (whichever is higher)

Movie & Dining

Get up to 20% off on partner restaurants via Swiggy Dineout only when the payment is made through the Swiggy application.

Travel

Complimentary Domestic and International Lounge Access. You get travel-related insurance benefits as well.

International Lounge Access

6 airport lounge access every year outside India through the Priority Pass.

Rewards Rate

4 reward points every time one spends Rs. 150.

Golf

N/A

Insurance Benefits

Insurance cover worth Rs. 1 Crore against accidental air death and coverage of up to Rs. 15 lakhs against emergency hospitalization for overseas treatment.

Reward Redemption

1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 if you want to redeem against vouchers and poducts, 1 RP = Rs 0.20 for cash back, and Air miles conversion at a value of 1RP = 0.5 air mile.

Domestic Lounge Access

12 free airport lounge access per year within India.

Zero Liability Protection

You get zero liability protection cover up to Rs 9 lacs in case of misuse or loss of card.

Pros

Bonus reward points as welcome benefit and a high reward rate Low forex markup fee of 2% Complimentary domestic and international lounge access with Priority Pass membership

Cons

Regalia Gold charges a similar joining fee and has better benefits and redemption options Several spend categories are excluded from earning reward points and points expire after 2 years from accrual date.

Similar Cards

Add to Compare

IDBI Winnings RuPay Select Credit Card

The IDBI Bank Winnings RuPay Select Credit Card is an entry-level credit card offered by the IDBI Bank. It comes with no joining fee and lets you earn 500 delight points and above in a month. Being an entry-level card, it has covered travel and insurance benefits, too, which makes it worth consideration. You also get four complimentary international lounge access and eight domestic lounge access in a year with the IDBI Winnings RuPay Credit Card. With this card, you get a chance to earn double delight points on all spendings in your birthday month. Keep reading to know more about this card’s offerings and features.

Add to Compare

Axis Bank Rewards Credit Card

Axis Bank recently launched the brand-new Rewards Credit Card, which is the perfect option for individuals who want unmatched rewards from their credit cards. Unlock great reward points for every purchase you make with the card along with accelerated 10x reward points for spends on departmental and apparel stores. Whether you are an avid shopper or a foodie, you can get great benefits with this card as it also provides 30% off food delivery from Swiggy. Available at a decent joining fee of Rs. 1000 plus taxes, you get 5,000 EDGE Reward Points as a welcome benefit, 1500 EDGE reward points on spending Rs. 30,000 or more monthly, and membership benefits worth Rs. 1000 every card anniversary year. Also, the card offers complimentary lounge access, dining benefits, insurance coverage, and other exciting privileges. Quite similar to the Flipkart Axis Bank Credit Card, this card is the perfect choice for shopping enthusiasts. Read on to know more about the Axis Bank Rewards Credit Card.

Add to Compare

Axis Bank Vistara Signature Credit Card

Axis Bank offers three co-branded credit cards in partnership with Air Vistara- Axis Bank Vistara Infinite Credit Card, Axis Bank Vistara Signature Credit Card, and Axis Bank Vistara Credit Card. The Vistara Signature Card is the second most premium Vistara co-branded offering by the bank. It is a mid-range travel credit card issued by the bank that is targeted at frequent domestic flyers. The card comes with a joining fee of Rs. 3,000 and welcomes its customers with exciting benefits. Being a travel credit card, it offers plenty of travel benefits including complimentary domestic airport lounge visits, travel-related insurance benefits, complimentary air tickets, complimentary Club Vistara Silver Membership, etc. As far as the reward rate is concerned, you earn 4 CV (Club Vistara) Points per Rs. 200 spent with the card, which can be redeemed for class upgrades, award flights, or for booking any seat on Air Vistara. 1 CV Point is equivalent to Rs. 0.20, making the effective reward rate of the card 0.8%. Moreover, you can earn up to 3,000 bonus CV points and 4 complimentary air tickets every year on achieving the required spend milestone. Other benefits of the card include complimentary golf rounds, insurance covers, etc. Read on to learn more about this co-branded credit card by Axis Bank and Air Vistara.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all