HDFC Bank Regalia First Credit Card

Joining Fee: Rs. 1,000 (plus applicable taxes)
Renewal Fee: Rs. 1,000 (plus applicable taxes)
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: 1,000 Reward Points on payment of the annual fee.

Apply Now

Add to Compare

HDFC’s Regalia Credit card range is one of the most sought-after and best credit cards in its lineup. One such offering is the Regalia First Credit Card, which offers various travel benefits and lifestyle privileges. It offers Reward Points on every purchase, whether it is a retail purchase or paying utility bills or rent. Apart from Reward Points, it offers a premium travelling experience, allowing the user to access some of the most luxurious Airport lounges every year across the globe using Priority Pass. Not only this, but you can also avail of exciting dining benefits with the Good Food Trail Program. Bonus rewards of up to 8,500 reward points can be earned every year under the renewal and milestone benefits of the card. Also, the credit card’s annual fee is eligible for a waiver based on your annual spends in the previous year. To know more about this credit card, look at its detailed specifications.

New Features

Spend Based Waiver

Waived off if an amount exceeding Rs. 1 Lakh is spent using this credit card.

Interest Rates

3.6% monthly (or 43.2% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Foreign Currency Markup

2% on all forex transactions

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500, higher of the two.

Movie & Dining

Special offers at premium restaurants with the Good Food Trail dining program across top cities.

Travel

Complimentary airport lounge access across the globe, Priority Pass membership, up to 5% cashback on travel spends on Smartbuy

International Lounge Access

3 complimentary visits in a year to international lounges.

Rewards Rate

For every Rs. 150 spent, you will get 4 Reward Points.

Golf

N/A

Insurance Benefits

Air accidental cover amounting to Rs 50 lakh, emergency overseas hospitalization cover worth up to Rs 10 lakh, credit liability cover worth up to Rs 5 lakh

Reward Redemption

1 RP = Re. 0.30 for flight/hotel bookings via SmaryBuy, 1 RP = 0.3 Airmile, 1 RP = Re. 0.25 when redeemed against products and vouchers, 1 RP = Re. 0.15 for redemption against cashback.

Domestic Lounge Access

8 complimentary visits in a year to the domestic lounges.

Zero Liability Protection

No liability against any fraudulent transaction done after the loss or theft of the card is reported to the bank.

Pros

You can avail of the priority pass membership with the HDFC Bank Regalia Credit Card. Earn 5,000 reward points on a spend of Rs. 3 Lakhs or more.

Cons

There is a reward redemption fee of Rs. 99 There are no entertainment benefits with the HDFC Bank Regalia Credit Card.

Similar Cards

Add to Compare

Bank of Baroda ( BoB ) Easy Credit Card

For those who wish to own a credit card without heavy joining and renewal fees, not to worry, we are here to help you. The Bank of Baroda offers you one such card having zero joining and renewal fee, that is, Bank of Baroda Easy Credit Card. This card is perfect for daily spending as it will earn you reward points in return. You earn 5 reward points on spending Rs. 100 on movies, groceries, and departmental stores. This card offers you a cash-back of 0.5% on the payment of the card bill. Moreover, this card covers zero liability protection on the loss of the card. To learn more about the card, kindly read the below-given features and benefits.

Add to Compare

KVB Corporate Credit Card

KVB Corporate credit card is a Visa card offered by the Karur Vysya Bank. You get 2 reward points on every Rs 100 spent using your credit card. In addition to this, you also get 2 complimentary lounge access in India using the KVB corporate credit card. There are various other benefits and rewards associated with the KVB corporate credit card. Read below to know more about this credit card.

Add to Compare

Kotak Veer Platinum Credit Card

Jointly with the National Payments Corporation of India (NPCI), Kotak Mahindra Bank launched Kotak Veer Platinum Credit Card, a card specially designed for the ‘Veer Jawaans’ of our country. It is a special card to give back something, to those who give their everything. The Kotak Veer Platinum Credit Card enables our brave soldiers to manage their daily spends while earning exciting rewards. They can earn 3x RPs while spending on movies, dining, departmental stores, & groceries and 2 reward points for spends in another category. The reward points are redeemable forproducts, e-vouchers, etc, and even against your shopping bills at selected merchant stores. Also, you get exciting welcome offers on the basis of your spends within the first 30 days. In comparison to the features and benefits this card offers, the annual fee of this card is placed at a very nominal amount of Rs. 299. Apart from these benefits, the card offers a credit shield worth Rs. 1,25,000 in case the card is lost. There are many other ways in which you can save with this card like fuel & railway surcharge waiver, annual fee waiver, etc. To know more about Kotak Mahindra Veer Platinum Credit Card keep reading.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all