HDFC Bank Titanium Edge Credit Card

  • Joining Fee: 0
  • Renewal Fee: 50,000
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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The HDFC Titanium Edge Credit Card is one of the most basic HDFC Credit Cards. It comes with a zero joining fee and you can make it lifetime free for yourself just by spending Rs. 50,000 or more each anniversary year. With this card, you can earn up to 3 Reward Points on every spend of Rs. 150, and these points can be redeemed against your card’s outstanding balance. However, you don’t get many benefits over other categories, like travel, movies, dining, etc, but you can still consider it if you want a pocket-friendly credit card with a decent reward rate. Other benefits of this card include the 1% fuel surcharge waiver, zero liability protection against lost/stolen card, etc. To know more about the advantages of the HDFC Bank Titanium Edge Credit Card and its fees & charges, go through the complete information provided below in the article:

New Features

Spend Based Waiver

The renewal fee is waived off if you have spent Rs. 50,000 or more in the previous year.

Interest Rates

3.49% per month

Add-on Card Fee


Rewards Redemption Fee

Rs. 99 on every redemption request.

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.5% on all foreign currency spends.

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 500.

Movie & Dining

Accelerated Reward Points on dining.



International Lounge Access


Rewards Rate

2 Reward Points on every spend of Rs. 150.



Insurance Benefits


Reward Redemption

The earned Reward Points can be redeemed against cash at a rate of 1 RP = Re. 0.10.

Domestic Lounge Access


Zero Liability Protection

The cardholder will not be liable for any fraudulent transactions made on a lost or stolen card if the loss has been reported lost to the bank in a timely manner.


No data available


No data available

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