HPCL Bank of Baroda (BoB) ENERGIE Credit Card

Joining Fee: Rs. 499
Renewal Fee: Rs. 499 (plus applicable taxes)
Best Suited For: Fuel | Shopping
Reward Type: Reward Points
Welcome Benefites: On spending Rs. 5,000 or more first 60 days after paying the joining fee, you get 2,000 Bonus RPs.

Apply Now

Add to Compare

Together with the Hindustan Petroleum Corporation Limited (HPCL), the Bank of Baroda recently launched a co-branded credit card – HPCL Bank of Baroda ENERGIE Credit Card. This credit card has been designed keeping in mind the hike in fuel prices. But even after the hike, fuel is an individual’s necessity but what better than being rewarded for the amount that you spend on your fuel purchases. There exists another HPCL co-branded credit card in the market which is the ICICI Bank HPCL Super Saver Credit Card. Both these cards are in direct competition with each other. The HPCL Bank of Baroda ENERGIE Credit Card comes with a joining and renewal fee of Rs. 499 which is quite genuine with respect to the rewards that this card offers to its holders. You can earn up to 24 Reward Points for every Rs. 150 spent on fuel purchases at the HPCL fuel stations. You are also entitled to a welcome benefit of 2,000 Reward Points with this credit card. There are various other benefits that cardholders will receive. Keep reading the article to know more about this credit card –

New Features

Spend Based Waiver

Get renewal fee waived off on spending Rs. 50,000 or more in the preceding year.

Interest Rates

3.49% pm (or 41.88% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% at all fuel stations in India

Foreign Currency Markup

3.5% on all foreign transactions

Cash Advance Charges

2.5% of the amount or Rs. 500, which ever is higher.

Movie & Dining

25% off on the purchase of 2 movie tickets via Paytm movies

Travel

Complimentary visits to airport lounges.

International Lounge Access

Rewards Rate

Get 24 Reward Points per Rs. 150 spent on fuel transactions at all the HPCL fuel stations. 10 Reward Points per Rs. 150 spent on groceries and departmental spends. 2 Reward Points per Rs. 150 spent on other categories.

Golf

Insurance Benefits

Reward Redemption

the reward Points earned are redeemable for various options available on the BoB website and can be redeemed for cash as well. 1 RP = Rs. 0.25

Domestic Lounge Access

4 Complimentary access to domestic lounges annually (1 visit every quarter)

Zero Liability Protection

Zero Liability Protection to the cardholder if the card is reported lost or stolen in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Kotak 811 Credit Card

Kotak 811 Credit Card is an entry-level card recently launched by Kotak Mahindra Bank. The card is very similar to the Kotak 811 #DreamDifferent Credit Card- which is a secured card issued against TD- in terms of the rewards and benefits that it offers. Kotak 811 Credit Card comes with a membership fee of Rs. 500 per annum which is waived off on an annual expenditure of a minimum of Rs. 50,000. The card offers a reward rate of 0.5% on online spends and 0.25% on offline transactions made with the card. Apart from the reward rate, you are also entitled to a milestone benefit of 750 Bonus Reward Points on spending a minimum of Rs. 75,000 with the card in the preceding membership year. Other than this, the card has several other advantages including insurance benefits, fuel surcharge waiver, etc. Read on to learn more about this entry-level offering by Kotak Bank.

Add to Compare

Emirates Skywards ICICI Bank Emeralde Credit Card

The Emirates Skywards ICICI Bank Emeralde Credit Card was launched recently by the ICICI Bank in partnership with the popular Emirates airlines. It is a travel credit card that is best suited for people who travel frequently via Emirates. The card comes with a joining and annual fee of Rs. 10,000 and welcomes you with 10,000 bonus Skyward miles as well as complimentary Emirates Skywards Silver Tier membership for the first year. This membership can be updated to the Gold Tier every year by achieving the spend milestone. With this card, you earn Skyward Miles every time you spend and the reward rate is up to 2.5 Miles on every spend of Rs. 100. Along with this reward rate and other benefits, you get exciting travel privileges including complimentary airport lounge access, spa sessions, and many more. Apart from this, you are also entitled to get complimentary movie tickets, exciting deals on dining, and many more such benefits. So, other than travel, this card has a lot of advantages over other categories as well. To know all the benefits of the Emirates Skywards ICICI Emeralde Credit Card and its fees and charges in detail, keep reading the article:

Add to Compare

RBL Bank Icon Credit Card

RBL Bank Icon Card is one such card that is packed with perks and benefits. It is carved out to meet luxurious needs while offering a wide array of benefits like travel, golf, movie, and dining. It introduces you to a new world of luxury and comfort. It comes with a joining fee of Rs. 5,000 and welcomes you with 20,000 bonus Reward points (equivalent to Rs. 5,000). With this card, you can earn up to 20 Reward Points on every Rs. 100 you spend and redeem the points against several options of your choice. You also get 2 complimentary domestic lounge access per quarter and complimentary Priority Pass membership to access international lounges. Moreover, you can earn up to 45,000 bonus Reward Points every year on the basis of your annual spends. You also get complimentary golf sessions, a fuel surcharge waiver, zero liability protection, etc. Following is given the detailed information about the benefits of the RBL Bank Icon Credit Card.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all