HSBC Visa Platinum Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Amazon Voucher worth Rs. 500, 3 complimentary lounge access/3 meal vouchers, 50% discount (up to Rs.100) on the first transaction on google pay, and 10% cashback (upto Rs. 2,000).
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HSBC Visa Platinum Credit Card is an entry-level credit card offered by HSBC Bank. It comes with no joining and annual fee and welcomes its customers with exclusive benefits, including complimentary lounge access, up to Rs. 2,000 cashback, a 50% discount on Google Pay, etc. With this card, you earn 2 Reward Points on every Rs. 100 you spend and you earn 5x reward points once your total spends reach Rs. 4 lakhs in an anniversary year. Not only the reward points, but it also gives you an amazing opportunity to earn up to Rs. 1,000 cashback every year under its milestone benefits. Moreover, you get exciting benefits from the partner brands, including the ‘Buy 1 get 1 Free’ offer on BookMyShow and a discount of 10% on Tata Cliq, etc. Moreover, the fuel surcharge waiver, zero liability protection against a lost card are also among the key features of the card. To know more about the HSBC Visa Platinum Credit Card, keep reading:

New Features

Spend Based Waiver

NA


Interest Rates

3.49% p.m. (41.88% p. a.)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver at all fuel stations in India.

Foreign Currency Markup

3.50% on all international spends


Cash Advance Charges

2.5% of the advance amount or Rs. 500, whichever is higher.

Movie & Dining

Get a “Buy 1 Get 1” offer on booking movie tickets through BookMyShow on Saturdays.


Travel

NA


International Lounge Access

NA

Rewards Rate

For every Rs. 150 spent using this credit card, the cardholders will get 2 Reward Points.


Golf

NA


Insurance Benefits

NA

Reward Redemption

Redeem your reward points for gift vouchers, cosmetics, home appliances, donations, etc. 1 RP = up to Rs. 0.37


Domestic Lounge Access

NA


Zero Liability Protection

Zero liability protection up to Rs. 3,00,000 in case of fraud or loss of card.

Pros

No data available

Cons

No data available

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