ICAI Bank of Baroda Exclusive Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get complimentary Fit Pass Pro membership for 6 months and 1,000 bonus Reward Points.
Add to Compare

Bank of Baroda, along with offering several credit cards excluively for the Indian defense personnel, also issues a card exclusively for the ICAI members. The card is named ICAI BoB Exclusive Credit Card, which is a lifetime free card but has a lot of exciting features. To give a great start to your journey, the card welcomes you with 1,000 bonus Reward Points and free FitPass pro membership. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the card gives you several options to redeem your earned Reward Points. Other than this, the cardholders get an oppotunity to earn up to 16,000 bonus Reward Points every year on achieving the spend milestone. The benefits of this card are not only restricted to Rewards, but you also get various other privileges, including complimentary lounge access, insurance benefits, fuel surcharge waiver, etc. For detailed information about the ICAI BoB Exclusive Credit card and all its features, keep reading:

New Features

Spend Based Waiver

NA


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver all fuel purchases between Rs. 400 and Rs. 5,000 (capped at Rs. 250 per statement cycle.

Foreign Currency Markup

2% of the total transaction amount


Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 300 at domestic ATMs and 3% of the withdrawan amount or Rs. 300 at international ATMs.

Movie & Dining

NA


Travel

Get complimentary domestic lounge access every year.


International Lounge Access

NA

Rewards Rate

1 Reward Point on every spend of Rs. 100 and 5x Reward points on dining, utility bills, and online purchases.


Golf

NA


Insurance Benefits

Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Reward Redemption

The earned Reward points can be redeemed against various options available at the boB Rewards portal and against cashback also. 1 Reward point = Re. 0.25


Domestic Lounge Access

Get 3 complimentary domestic lounge access every quarter (12 per year)


Zero Liability Protection

The cardholders get a zero laibility prorection against a lost/stolen card on reporting the loss of card to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank HPCL Coral American Express Credit Card

ICICI HPCL Coral American Express Credit Card is a co-branded card launched by ICICI Bank in partnership with Hindustan Petroleum Corporation Limited (HPCL) and American Express. As an entry-level card, it carries a renewal fee of Rs. 199. The card earns you 2 Reward Points for every Rs. 100 you spend with the card and accelerated 3X Reward Points (6 Points) on every Rs. 100 you spend on fuel at HPCL filling stations. Although, other benefits like complimentary lounge access and insurance covers are missing, it can be a good choice in the entry-level segment if you travel by road a lot. Keep reading to learn more about this entry-level co-branded offering by ICICI Bank.

View More
Add to Compare

ICICI Bank Platinum Identity Credit Card

ICICI Bank Platinum Identity Credit Card is a basic entry-level credit card from the Bank. You earn Hand-picked Rewards on your Platinum Identity account for incremental spends of Rs. 200 and accelerated Hand-picked Rewards on crossing the stipulated annual spends-based thresholds. You have to pay an initial joining fee of Rs. 2,000 for the Platinum Identity Card and a membership fee of Rs. 750 per annum is applicable second year onwards. Read on to learn more about this entry-level offering by ICICI Bank.

View More
Add to Compare

Tata Neu Plus HDFC Bank Credit Card

Tata Neu Plus HDFC Bank Credit Card is a co-branded card brought by the partnership of Tata Group and HDFC Bank. By using this credit card, individuals who are loyal to both Tata Brands and HDFC Bank can benefit greatly. When shopping at Tata Brands, 2% of the transaction amount will be returned in the form of NeuCoins. As of this year, the list of famous brand names includes Tata 1MG, Croma, Air Asia, Titan, Tanishq and many more.  Additionally, you will also receive 1% cashback while spending on non-Tata brands using this credit card. The cardholders will get bonus NeuCoins in the form of a welcome benefit. Cardholders can earn additional NeuCoins while shopping on Tata Neu’s mobile app or website with a great introductory offer. Apart from NeuCoins, the cardholders will also get additional benefits such as complimentary access to domestic airport lounges, surcharge waiver on fuel transactions, spend-based renewal fee waiver, zero liability protection, etc.  All in all, this credit card is a great launch that provides some exclusive benefits.  Discover all the exciting features of the Tata Neu Plus HDFC Bank Credit Card by continuing to read this article in detail:

View More